21 Arbor St, Ludlow, MA 01056 Property Records

Hampden County and Ludlow Town property record for 21 Arbor St, Ludlow, MA 01056 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	1 Baths
Year Built	Built 1962
Square Footage	956 sqft Living Area
Lot Size	8,233 sqft (0.189 acres)
Occupancy	Owner Occupied
Last Sale	$140,000 (2016)
Tax Bill	$4,086.00 (2025)

Owner

Source: Hampden County and Ludlow Town records · APN M:27A-00750 B:43 L:0

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	21 ARBOR ST, LUDLOW, MA 01056-3706
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Life Estate

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 02, 2016 · Amount on Record
Deed Sale	Jun 02, 2016 · Amount on Record
Deed Book / Page	21204 / 259
Last Transfer Date	Mar 04, 2022
Transfer Doc	0024443-15
Record Refreshed	Sep 20, 2026

March 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LUDLOW MA
Recording Date	Mar 10, 2022
Property Address	21 ARBOR ST, LUDLOW, MA 01056-3706
Document Number	0024443-15
Book / Page	24443 / 15
Instrument Date	Mar 04, 2022
Instrument	14807
Transaction Type	Transfer
Record Updated	Feb 09, 2026

Transaction

Tax	$0.00
Amount Accuracy	Zero or No Consideration Stated
Additional	Quitclaim Document Interfamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 ARBOR ST, LUDLOW, MA 01056-3706

Tax Assessment & Valuation

Source: Hampden County and Ludlow Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
County Subdivision	Ludlow Town
Unified School District	Ludlow School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,086.00 (+4.05%)	$235,500 (+8.48%) Land $80,000 Building $155,500	$309,890 (+3.06%)
2024	$3,927.00 (+6.65%)	$217,100 (+15.05%) Land $80,000 Building $137,100	$300,675
2023	$3,682.00	$188,700 Land $70,200 Building $118,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hampden County (25013C), updated June 7, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 58% of Massachusetts
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`M:27A-00750 B:43 L:0`
Alternative APNs	`LUDL M:27A B:750 P:43` `344`

Interior

Bedrooms	2 Beds
Full Baths	1 Baths
Total Rooms	5 Rooms
Building Area	956 sqft Living Area
Gross Area	2,381 sqft Gross Area
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1962
Architectural Style	Ranch Style
Exterior Material	Brick Exterior
Construction Type	Frame Construction
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	8,233 sqft (0.189 acres)

Utilities and HVAC

Heating System	Hot Water Heating
Heating Fuel	Oil Heating Fuel

Location & Zoning

Account Number	344
Street Address	21 ARBOR ST
City	LUDLOW
State	MA
Zip	01056-3706
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Block	750
Jurisdiction	LUDLOW MA
Minor Civil Division	LUDLOW
Census Blockgroup	1
Census Block	1021
Census Tract	810404