32996 Orchard Dr, Bigfork, MT 59911 Property Records

Lake County property record for 32996 Orchard Dr, Bigfork, MT 59911

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 1,232 sqft · built 1978
Lot Size	0.42 acres (18,295 sqft)
Owner	2 Company Names on Record
Last Sale	$445,550 (Dec 2025)
Tax Bill	$1,576 (2026)
Deeds & Mortgages	May 2025 Line of Credit Dec 2025 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R158221`

Property Details

APN / Parcel Number

Primary APN	`R158221`
Alternative APNs	`15-3708-19-1-06-12-0000` `0000006039`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,232 sqft Living Area
1st Floor Area	1,232 sqft
Basement Area	1,232 sqft
Finished Basement	1,232 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 2000
Architectural Style	Bi-Level
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Metal
Lot Area	18,295 sqft (0.42 acres)
Terrain	Below Road/Slope

Exterior Amenities

Porch	Slab
Porch Area	168 sqft
Deck Area	90 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	0000006039
Street Address	32996 ORCHARD DR
City	BIGFORK
State	MT
Zip	59911-8457
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WOODS BAY HOMESITES, S19, T26 N, R19 W, BLOCK 005, LOT 021, LT 21
Legal Range	19W
Legal Township	26N
Legal Section	19
Legal Subdivision	WOODS BAY HOMESITES
Legal Block	5
Legal Lot Number	21
Jurisdiction	LAKE MT
Township / Civil Division	WOODS BAY-ROLLINS
Census Block Group	1
Census Block	1047
Census Tract	200

Owner

Source: Lake County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	415 CARRIAGE LAKE DR, LEXINGTON, SC 29072-7528
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
May 5, 2025	Deed of Trust, Mortgage · Line of Credit GLACIER BANK
Dec 9, 2025	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Oct 15, 2021	Warranty Deed, Transfer · Conventional Mortgage HOMEOWNERS FINANCIAL GROUP USA LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 9, 2025 · Amount on Record
Deed Sale	Dec 9, 2025 · Amount on Record
Prior Sale	Oct 15, 2021 · Amount on Record
Deed Document Number	2025635993
Record Updated	Oct 29, 2026

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE MT
Property Address	32996 ORCHARD DR, BIGFORK, MT 59911-8457
Transaction Type	Mortgage
Record Updated	Dec 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32996 ORCHARD DR, BIGFORK, MT 59911-8457

Mortgage

Document Number	0000631463
Date	May 5, 2025
Instrument	631463

Lender

Name	GLACIER BANK
Type	Bank
Address	BIGFORK, MT 59911

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE MT
Recording Date	Dec 9, 2025
Property Address	32996 ORCHARD DR, BIGFORK, MT 59911-8457
Document Number	0000635993
Instrument Date	Dec 4, 2025
Instrument	635993
Transaction Type	Transfer
Record Updated	Dec 30, 2025
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	415 CARRIAGE LAKE DR, LEXINGTON, SC 29072-7528

Mortgage

Document Number	0000635994
Date	Dec 9, 2025
Instrument	635994

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE MT
Recording Date	Oct 15, 2021
Property Address	32996 ORCHARD DR, BIGFORK, MT 59911-8457
Document Number	0000592901
Instrument Date	Oct 12, 2021
Instrument	592901
Transaction Type	Transfer
Record Updated	Dec 30, 2025
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	34022 PEQUITO DR, DANA POINT, CA 92629-2640

Mortgage

Document Number	0000592902
Date	Oct 15, 2021
Instrument	592902

Lender

Name	HOMEOWNERS FINANCIAL GROUP USA LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

Source: Lake County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Lake County
Elementary School District	Bigfork Elementary School District (PK - 08)
Secondary School District	Bigfork High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,576.00 (-0.63%)	$436,036 (-)
2025	$1,586.00 (-27.15%)	$436,036 (+24.83%)	$436,036 (+24.83%) Land $162,706 Building $273,330
2023	$2,177.00	$349,300	$349,300 Land $88,796 Building $260,504

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 48% of Montana
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: AT&T, Verizon.

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