Lake County property record for 32987 Orchard Dr, Bigfork, MT 59911
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,232 sqft · built 1977 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,796 (2026) |
| Deeds & Mortgages | Nov 2018 Mortgage Apr 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R1518687 |
| Primary APN | R1518687 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,232 sqft Living Area |
| 1st Floor Area | 1,232 sqft |
| Basement Area | 739 sqft |
| Finished Basement | 739 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 21,780 sqft (0.5 acres) |
| Terrain | Below Road/Slope |
| Porch | Slab |
|---|---|
| Porch Area | 160 sqft |
| Deck Area | 225 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 0000015599 |
|---|---|
| Street Address | 32987 ORCHARD DR |
| City | BIGFORK |
| State | MT |
| Zip | 59911-8457 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WOODS BAY HOMESITES, S19, T26 N, R19 W, BLOCK 6, LOT 2, LT 2 |
| Legal Range | 19W |
| Legal Township | 26N |
| Legal Section | 19 |
| Legal Subdivision | WOODS BAY HOMESITES |
| Legal Block | 6 |
| Legal Lot Number | 2 |
| Jurisdiction | LAKE MT |
| Township / Civil Division | WOODS BAY-ROLLINS |
| Census Block Group | 1 |
| Census Block | 1045 |
| Census Tract | 200 |
32987 Orchard Dr is owned and occupied by two individuals.
Source: Lake County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 32987 ORCHARD DR, BIGFORK, MT 59911-8457 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 16, 2018 | Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC |
| Apr 28, 2020 | Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE MT |
| Property Address | 32987 ORCHARD DR, BIGFORK, MT 59911-8457 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 566415 |
|---|---|
| Date | Nov 16, 2018 |
| Instrument | 566415 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE MT |
| Property Address | 32987 ORCHARD DR, BIGFORK, MT 59911-8457 |
| Transaction Type | Mortgage |
| Record Updated | May 15, 2020 |
| Name | Verified Name |
|---|
| Document Number | 576711 |
|---|---|
| Date | Apr 28, 2020 |
| Instrument | 576711 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2050 |
The 2026 property tax bill for 32987 Orchard Dr was $1,796, down 3.9% from the year before.
Source: Lake County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Lake County |
| Elementary School District | Bigfork Elementary School District (PK - 08) |
| Secondary School District | Bigfork High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,796.00 (-3.85%) | $501,400 (-) | |
| 2025 | $1,868.00 | $501,400 | $501,400 Land $163,450 Building $337,950 |
| 2023 | $2,316.00 | $374,300 | $374,300 Land $89,500 Building $284,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 32987 Orchard Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 32987 Orchard Dr is moderate, ranking above 69% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 69% of the US · above 48% of Montana |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
May also be available: AT&T, Verizon.
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