32986 Terrace Dr, Temecula, CA 92592 Property Records

Riverside County property record for 32986 Terrace Dr, Temecula, CA 92592

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,700 sqft · built 1998
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on File
Last Sale	$140,500 (Mar 1998)
Tax Bill	$3,107 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Nov 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`960-211-003`

Property Details

APN / Parcel Number

Primary APN	`960-211-003`
Alternative APN	`950391003`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,700 sqft Living Area
Gross Area	2,277 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1999
Construction Type	Wood
Roof Material	Tile
Lot Area	6,098 sqft (0.14 acres)
Garage Type	Attached
Garage Area	565 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	32986 TERRACE DR
City	TEMECULA
State	CA
Zip	92592-1490
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 MB 229/028 TR 23173-3
Legal Subdivision	TRACT 23173 3
Legal Tract	23173-3
Legal Lot Number	3
Jurisdiction	RIVERSIDE CA
Township / Civil Division	MURRIETA
Census Block Group	1
Census Block	1001
Census Tract	43248

Owner

32986 Terrace Dr is owned by two individuals who acquired it in April 2018.

Source: Riverside County records, as of July 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	8352 VIA SONOMA, LA JOLLA, CA 92037-2821
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage CHERRY CREEK MORTGAGE CO INC
Nov 23, 2019	Deed of Trust, Mortgage · Conventional Mortgage CALIFORNIA CU
Apr 24, 2018	Quit Claim Deed, Transfer · Conventional Mortgage 5TH STREET CAP INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 27, 1998 · Amount on File
Deed Sale	Mar 27, 1998 · Amount on File
Deed Document Number	1998114289
Last Transfer Date	Apr 21, 2018
Transfer Doc	0000157022
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	32986 TERRACE DR, TEMECULA, CA 92592-1490
Transaction Type	Mortgage
Record Updated	Oct 13, 2021
Title Company	BOSTON NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2642 GALICIA WAY, CARLSBAD, CA 92009-8140

Mortgage

Document Number	0000582526
Date	Sep 30, 2021
Instrument	2021-0582526

Lender

Name	CHERRY CREEK MORTGAGE CO INC
Type	Mortgage Company
Address	ENGLEWOOD, CO 80111

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	32986 TERRACE DR, TEMECULA, CA 92592-1490
Document Number	0000496085
Instrument Date	Nov 23, 2019
Transaction Type	Mortgage
Record Updated	Dec 12, 2019
Title Company	CALIFORNIA MEMBERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2642 GALICIA WAY LA COSTA CA 920098140, LA COSTA, CA 92009-8140

Mortgage

Document Number	0000496085
Date	Dec 3, 2019
Instrument	496085

Lender

Name	CALIFORNIA CU
Type	Credit Union
Address	GLENDALE, CA 91203

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 2, 2049

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Apr 24, 2018
Property Address	32986 TERRACE DR, TEMECULA, CA 92592-1490
Document Number	0000157022
Instrument Date	Apr 21, 2018
Instrument	157022
Transaction Type	Transfer
Record Updated	May 1, 2018
Title Company	WFG NATIONAL TITLE COMPANY/CA

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	8352 VIA SONOMA #A LA JOLLA CA 920372821, A, LA JOLLA, CA 92037-2821

Mortgage

Document Number	157023
Date	Apr 24, 2018
Instrument	157023

Lender

Name	5TH STREET CAP INC
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 23, 2048

Interest

Rate Type	Adjustable Rate
Rate	6.5%

Tax Assessment & Valuation

The 2025 property tax bill for 32986 Terrace Dr was $3,107.

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Temecula City
Unified School District	Temecula Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$228,790 (+2%) Land $65,123 Building $163,667
2025	$3,107.00	$224,305 Land $63,847 Building $160,458
2023	$3,038.00 (+2.46%)	$215,597 Land $61,369 Building $154,228
2022	$2,965.00
2021			$491,580

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 32986 Terrace Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 32986 Terrace Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RANCHO CALIFORNIA WATER DISTRICT serves 146,147 people · EPA ID CA3310038
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 678 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Accel Wireless Fixed Wireless	100 / 25

May also be available: GeoLinks.

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