32978 Terrace Dr, Temecula, CA 92592 Property Records

Riverside County property record for 32978 Terrace Dr, Temecula, CA 92592

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,062 sqft · built 1998
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Company Names on Record
Last Sale	$390,000 (Aug 2015)
Tax Bill	$5,651 (2025)
Deeds & Mortgages	Jun 2022 Transfer Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`960-211-002`

Property Details

APN / Parcel Number

Primary APN	`960-211-002`
Alternative APN	`950391002`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,062 sqft Living Area
Gross Area	2,710 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1999
Construction Type	Wood
Roof Material	Tile
Lot Area	6,098 sqft (0.14 acres)
Garage Type	Attached
Garage Area	612 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Old Parcel Number	960211002
Street Address	32978 TERRACE DR
City	TEMECULA
State	CA
Zip	92592-1490
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 2 MB 229/028 TR 23173-3
Legal Subdivision	TRACT 23173 3
Legal Tract	23173-3
Legal Lot Number	2
Jurisdiction	RIVERSIDE CA
Township / Civil Division	MURRIETA
Census Block Group	1
Census Block	1001
Census Tract	43248

Owner

Source: Riverside County records, as of July 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	32978 TERRACE DR, TEMECULA, CA 92592-1490
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2022	Intrafamily Transfer, Transfer
Dec 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
May 10, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage FRANKLIN LOAN CENTER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 17, 2015 · Amount on Record
Deed Sale	Aug 17, 2015 · Amount on Record
Prior Sale	Apr 28, 2006 · Amount on Record
Deed Document Number	2015364967
Last Transfer Date	May 27, 2022
Transfer Doc	0000265474
Record Updated	Oct 29, 2026

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RIVERSIDE CA
Recording Date	Jun 10, 2022
Property Address	32978 TERRACE DR, TEMECULA, CA 92592-1490
Document Number	0000265474
Map Reference	MB 229 PG 28-36
Instrument Date	May 27, 2022
Instrument	2022-0265474
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	32978 TERRACE DR, TEMECULA, CA 92592-1490
Investor	Possibly a Property Investor

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	32978 TERRACE DR, TEMECULA, CA 92592-1490
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG TITLE COMPANY OF CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32978 TERRACE DR, TEMECULA, CA 92592-1490

Mortgage

Document Number	0000657423
Date	Dec 23, 2020
Instrument	2020-0657423

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

May 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RIVERSIDE CA
Recording Date	May 10, 2017
Property Address	32978 TERRACE DR, TEMECULA, CA 92592-1490
Document Number	0000187011
Map Reference	MB 229 PG 28-36
Instrument Date	Apr 28, 2017
Instrument	2017-0187011
Transaction Type	Transfer
Record Updated	Sep 28, 2021
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	32978 TERRACE DR, TEMECULA, CA 92592-1490

Mortgage

Document Number	0000187012
Date	May 10, 2017
Instrument	2017-0187012

Lender

Name	FRANKLIN LOAN CENTER
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

Mortgage

Document Number	0000187013
Date	May 10, 2017
Instrument	2017-0187013

Lender

Name	TCF NATIONAL BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 23, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Temecula City
Unified School District	Temecula Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$476,207 (+2%) Land $108,669 Building $367,538
2025	$5,651.00 (+1.51%) Homeowner's exemption	$466,871 (+4.04%) Land $106,539 Building $360,332
2024	$5,567.00 (+0.89%)
2023	$5,518.00 (+2.28%) Homeowner's exemption	$448,743 Land $102,402 Building $346,341
2022	$5,395.00
2021			$559,350

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RANCHO CALIFORNIA WATER DISTRICT serves 146,147 people · EPA ID CA3310038
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 678 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Accel Wireless Fixed Wireless	100 / 25

May also be available: GeoLinks.

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