Santa Cruz County property record for 3298 Valencia Ave, Aptos, CA 95003
| Property Type | Single Family Home |
|---|---|
| Details | 3,058 sqft · built 2011 |
| Lot Size | 0.905 acres (39,422 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $260,000 (Sep 2010) |
| Tax Bill | $10,712 (2025) |
| Deeds & Mortgages | Dec 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 041-181-39 |
| Primary APN | 041-181-39 |
|---|---|
| Alternative APN |
|
| Building Area | 3,058 sqft Living Area |
|---|---|
| Gross Area | 3,414 sqft |
| Year Built | Built 2011 |
|---|---|
| Effective Year Built | Effective 2011 |
| Construction Type | Wood |
| Lot Area | 39,422 sqft (0.905 acres) |
| Garage Type | Attached |
| Garage Area | 356 sqft |
| Parking Spaces | 1 Parking Space |
| Sewer | Municipal |
|---|---|
| Water Source | Commercial |
| Street Address | 3298 VALENCIA AVE |
|---|---|
| City | APTOS |
| State | CA |
| Zip | 95003-4148 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1-1AC |
| Legal Subdivision | APTOS BEACH CC PROPS 03 |
| Legal Lot Number | 21-A |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | SANTA CRUZ |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 122204 |
Source: Santa Cruz County records, as of August 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3298 VALENCIA AVE, APTOS, CA 95003-4148 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 3, 2010 · Amount on Record |
| Deed Sale | Sep 3, 2010 · Amount on Record |
| Prior Sale | Nov 12, 2003 · Amount on Record |
| Deed Document Number | 201035291 |
| Prior Transfer Date | Aug 31, 2010 |
| Prior Transfer Doc | 0000035290 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 3298 VALENCIA AVE, APTOS, CA 95003-4148 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 3298 VALENCIA AVE, APTOS, CA 95003-4148 |
| Document Number | 0000051610 |
|---|---|
| Date | Dec 2, 2020 |
| Instrument | 2020-0051610 |
| Name | AMERICAN FINANCIAL NETWORK INC |
|---|---|
| Type | Funding / Finance Company |
| Address | BREA, CA 92821 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Nov 1, 2050 |
Source: Santa Cruz County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Unified School District | Pajaro Valley Joint Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $828,382 (+2%) Land $372,439 Building $455,943 | ||
| 2025 | $10,712.00 (+10.36%) Homeowner's exemption | $812,139 (+4.04%) Land $365,136 Building $447,003 | |
| 2023 | $9,706.00 (+2.28%) Homeowner's exemption | $780,603 Land $350,957 Building $429,646 | $1,525,410 |
| 2022 | $9,490.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2019
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 79% of California |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOQUEL CREEK WATER DISTRICT serves 40,962 people · EPA ID CA4410017 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2023 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
May also be available: Cruzio, Etheric Networks, Surfnet Communications.
5G (outdoors only) and 4G LTE
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