Santa Cruz County property record for 3286 Valencia Ave, Aptos, CA 95003 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 1998 |
| Square Footage | 2,024 sqft Living Area |
| Lot Size | 6,360 sqft (0.146 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $670,000 (2012) |
| Tax Bill | $10,858.00 (2025) |
Source: Santa Cruz County records · APN 041-181-55
Assessment roll updated August 19, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3286 VALENCIA AVE, APTOS, CA 95003-4148 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 20, 2022 | Deed of Trust, Mortgage · Building or Construction Mortgage DISCOVER BANK |
| Jan 18, 2017 | Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP |
| Aug 25, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 06, 2012 · Amount on Record |
| Deed Sale | Dec 06, 2012 · Amount on Record |
| Prior Sale | Aug 01, 2012 · Amount on Record |
| Deed Doc Number | 201260407 |
| Last Transfer Date | Apr 28, 2013 |
| Transfer Doc | 0000026260 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 3286 VALENCIA AVE, APTOS, CA 95003-4148 |
| Transaction Type | Mortgage |
| Record Updated | May 04, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 3286 VALENCIA AVE, APTOS, CA 95003-4148 |
| Document Number | 0000012708 |
|---|---|
| Date | Apr 20, 2022 |
| Instrument | 2022-0012708 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Address | GREENWOOD, DE 19950 |
| Type | Building or Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Apr 20, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 3286 VALENCIA AVE, APTOS, CA 95003-4148 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000001944 |
|---|---|
| Date | Jan 18, 2017 |
| Instrument | 2017-0001944 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30305 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 3286 VALENCIA AVE, APTOS, CA 95003-4148 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|---|
| Address | 3286 VALENCIA AVE, APTOS, CA 95003-4148 |
| Document Number | 0000032612 |
|---|---|
| Date | Aug 25, 2020 |
| Instrument | 2020-0032612 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2050 |
Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Unified School District | Pajaro Valley Joint Unified School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $841,558 (+2%) Land $403,948 Building $437,610 | ||
| 2025 | $10,858.00 (+10.33%) Homeowner's exemption | $825,058 (+4.04%) Land $396,028 Building $429,030 | |
| 2023 | $9,841.00 (+2.28%) Homeowner's exemption | $793,019 Land $380,649 Building $412,370 | $1,117,890 |
| 2022 | $9,622.00 |
Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), updated July 10, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 35% of the US · above 21% of California |
|---|---|
| Wildfire Likelihood | About 1 in 2,500 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 041-181-55 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 9 Rooms |
| Building Area | 2,024 sqft Living Area |
| Gross Area | 2,444 sqft Gross Area |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Construction Type | Wood Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 6,360 sqft (0.146 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 420 sqft Garage |
| Deck Area | 200 sqft Deck |
| Patio Area | 200 sqft Patio |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Street Address | 3286 VALENCIA AVE |
|---|---|
| City | APTOS |
| State | CA |
| Zip | 95003-4148 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | BLK 36 LOT 15 |
| Legal Subdivision | APTOS BCH CNTRY CLB PROP SUB 3 |
| Legal Block | 36 |
| Legal Lot Number | 15 |
| Jurisdiction | SANTA CRUZ CA |
| Minor Civil Division | SANTA CRUZ |
| Census Blockgroup | 2 |
| Census Block | 2002 |
| Census Tract | 122204 |
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