3245 Ridge Rd, Highland, IN 46322 Property Records

Lake County property record for 3245 Ridge Rd, Highland, IN 46322

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,424 sqft · built 1949
Lot Size0.169 acres (7,375 sqft)
OwnerIndividual Name on File
Tax Bill$2,515 (2024)
Deeds & MortgagesMar 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN007-16-27-0115-0002

Property Details

APN / Parcel Number

Primary APN007-16-27-0115-0002
Alternative APNs
  • 45-07-22-352-024.000-026
  • 162701150002

Interior

Bedrooms3 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,424 sqft Living Area
Basement Area1,424 sqft

Exterior

Year BuiltBuilt 1949
Effective Year BuiltEffective 1995
Construction TypeMasonry / Concrete Block
Roof MaterialAsphalt
Lot Area7,375 sqft (0.169 acres)
Lot Dimensions125 ft deep x 59 ft wide
Garage TypeDetached
Garage Area460 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number007-16-27-0115-0002
Old Parcel Number162701150002
Street Address3245 RIDGE RD
CityHIGHLAND
StateIN
Zip46322-2025
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHIGHLAND PARK MANOR L.2 BL.2 E. 3 FT. OF L.3 BL.2
Legal SubdivisionHIGHLAND PARK MANOR
Legal Block2
Legal Lot Number2
JurisdictionLAKE IN
Township / Civil DivisionNORTH
Census Block Group3
Census Block3004
Census Tract40801

Owner

Source: Lake County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3245 RIDGE RD, HIGHLAND, IN 46322-2025
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 22, 2016
Deed SaleDec 22, 2016
Prior SaleAug 31, 2016
Deed Document Number2016 087146
Record UpdatedJun 8, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IN
Property Address3245 RIDGE RD, HIGHLAND, IN 46322-2025
Transaction TypeMortgage
Record UpdatedMar 15, 2021
Title CompanyAVENUE 365 LENDER SERVICES, AVENUE 365 LENDER SVCS LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000019294
DateMar 4, 2021
Instrument2021-019294
Lender
NameNEWREZ LLC
TypeNon-Lending Institution
AddressFORT WASHINGTON, PA 19034
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term312 Months
DueMar 1, 2047

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateIndiana
CountyLake County
County SubdivisionNorth Township
MunicipalityHighland Town
Unified School DistrictHighland School Town (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$265,700 (+16.64%) Land $36,100 Building $229,600$265,700 (+16.64%) Land $36,100 Building $229,600
2024$2,515.00 (+27.08%)
2023$227,800 (+14.99%) Land $36,100 Building $191,700$227,800 (+14.99%) Land $36,100 Building $191,700
2022$1,979.00 Homeowner's exemption$198,100 Land $36,100 Building $162,000$198,100 Land $36,100 Building $162,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (1994)
Most Recent ClaimFeb 1994 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHIGHLAND WATER WORKS
serves 23,984 people · EPA ID IN5245021
Water SourcePurchased surface water from HAMMOND WATER WORKS DEPARTMENT
Last State InspectionJan 2024
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 471 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20

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