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3297 Thomas Rd, Tower, MN 55790 Property Records

St. Louis County property record for 3297 Thomas Rd, Tower, MN 55790 · Last verified August 2026

Property Highlights

Property TypeResidential > Specialized > Seasonal, Cabin, Vacation
Architecture StyleRanch
Square Footage1,232 sqft Base Area
Lot Size15,354 sqft (0.352 acres)
Last Sale$355,000 (2012)
Tax Bill$1,976.00 (2026)

Property Details

APN / Parcel Number

Primary APN387-0430-24350
Alternative APN
  • 941950

Interior

Building Area1,232 sqft Base Area
1st Floor1,232 sqft 1st Floor
Stories1 Stories

Exterior

Architectural StyleRanch Style
Exterior MaterialWood Exterior
Construction TypeFrame Construction
Lot Area15,354 sqft (0.352 acres)

Location & Zoning

Account Number941950
Street Address3297 THOMAS RD
CityTOWER
StateMN
Zip55790-8613
Property UsageResidential Property Usage
TypeResidential > Specialized > Seasonal, Cabin, Vacation
Legal DescriptionLOTS 11 THRU 16 INC PART OF VAC ST ADJ SERIAL #
Legal SubdivisionVERMILLION GROVE
Legal Block51
Legal Lot Number11-16
JurisdictionST LOUIS MN
Minor Civil DivisionGREENWOOD
Census Blockgroup2
Census Block2092
Census Tract15501

Owner

Source: St. Louis County records · APN 387-0430-24350

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address11530 FRENCH LAKE RD E, MAPLE GROVE, MN 55369-9365
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jan 03, 2023Deed of Trust, Mortgage · Conventional Mortgage
US BANK NA
Oct 23, 2019Deed of Trust, Mortgage
US BK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 19, 2012 · Amount on Record
Deed SaleNov 19, 2012 · Amount on Record
Deed Doc Number20121082
Record RefreshedSep 20, 2026

January 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address3297 THOMAS RD, TOWER, MN 55790-8613
Transaction TypeMortgage
Record UpdatedFeb 10, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001459716
DateJan 03, 2023
Instrument1459716
Lender
NameUS BANK NA
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 01, 2053
Interest
Rate TypeAdjustable Rate
Rate5.87%
Type Change DateJan 01, 2028
Change FrequencyAnnually
Min Rate At Change2.75%
Max Rate At Change7.87%
Index52-Week T-Bill (1-Year)
Max Rate10.8%

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address3297 THOMAS RD, TOWER, MN 55790-8613
Document Number00A1366523
Instrument DateOct 23, 2019
Transaction TypeMortgage
Record UpdatedJan 24, 2020
Title CompanyNOT AVAILABLE

Transaction

Additional
  • Multiple parcels conveyed, unknown impact to APN

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address3297 THOMAS RD TOWER MN 557908613, TOWER, MN 55790-8613

Mortgage

Document Number00A1366523
DateOct 31, 2019
InstrumentA1366523
Lender
NameUS BK
TypeBank
AddressOWENSBORO, KY 42301
Agreement
AmountAmount Recorded
Term360 Months
DueOct 30, 2049
Interest
Rate TypeAdjustable Rate
Rate3.37%

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
County SubdivisionGreenwood Township
Unified School DistrictSt. Louis County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$1,976.00 (+7.86%)
2025$1,832.00 (-0.97%)$239,600 (+6.3%) Land $239,600$239,600 (+6.3%) Land $239,600
2024$1,850.00$225,400 (+20.15%) Land $225,400$225,400 (+20.15%) Land $225,400
2022$187,600 Land $187,600$187,600 Land $187,600

Flood & Wildfire

3297 Thomas Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · St. Louis County (27137C), updated March 24, 2025

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone A, within 100 ft

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

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