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3285 Thomas Rd, Tower, MN 55790 Property Records

St. Louis County property record for 3285 Thomas Rd, Tower, MN 55790 · Last verified August 2026

Property Highlights

Property TypeResidential > Specialized > Seasonal, Cabin, Vacation
Bedrooms3 Beds
Bathrooms2.75 Baths
Year BuiltBuilt 1996
Square Footage1,730 sqft Gross Area
Lot Size28,819 sqft (0.661 acres)
Last Sale$477,000 (2020)
Tax Bill$6,676.00 (2026)

Property Details

APN / Parcel Number

Primary APN387-0105-00040
Alternative APN
  • 1095147

Interior

Bedrooms3 Beds
Full Baths2.75 Baths
Partial Baths1 Partial Baths
Total Rooms3 Rooms
Building Area1,730 sqft Gross Area
1st Floor1,298 sqft 1st Floor
Basement Area1,168 sqft Basement
Finished Basement1,168 sqft Finished
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Exterior MaterialWood Exterior
Construction TypeFrame Construction
Lot Area28,819 sqft (0.661 acres)

Exterior Amenities

Deck Area32 sqft Deck
Porch1 Porch
Porch Area45 sqft Porch
SaunaSauna
Boat House520 sqft Boat House

Utilities and HVAC

Cooling SystemCentral Cooling
Heating FuelElectric Heating Fuel

Location & Zoning

Account Number1095147
Street Address3285 THOMAS RD
CityTOWER
StateMN
Zip55790-8613
Property UsageResidential Property Usage
TypeResidential > Specialized > Seasonal, Cabin, Vacation
Legal DescriptionLOT: 0004 BLOCK:000 SERIAL #
Legal SubdivisionBREEZY POINT 4TH ADD T OF GREE
Legal Lot Number4
JurisdictionST LOUIS MN
Minor Civil DivisionGREENWOOD
Census Blockgroup2
Census Block2092
Census Tract15501

Owner

Source: St. Louis County records · APN 387-0105-00040

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address17013 78TH CT N, MAPLE GROVE, MN 55311-2310
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
May 18, 2022Intrafamily Transfer, Transfer
Aug 31, 2020Warranty Deed, Transfer · Conventional Mortgage
BELL BK
Jun 28, 2018Deed of Trust, Mortgage · Line of Credit
HARBOR PT CU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 31, 2020 · Amount on Record
Deed SaleAug 31, 2020 · Amount on Record
Deed Doc Number20201028211
Last Transfer DateMay 11, 2022
Transfer Doc0001056661
Record RefreshedSep 20, 2026

May 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionST LOUIS MN
Recording DateMay 18, 2022
Property Address3285 THOMAS RD, TOWER, MN 55790-8613
Document Number0001056661
Instrument DateMay 11, 2022
Instrument1056661
Transaction TypeTransfer
Record UpdatedJun 07, 2023

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Living Trust
Address17013 78TH CT N, MAPLE GROVE, MN 55311-2310

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MN
Recording DateAug 31, 2020
Property Address3285 THOMAS RD, TOWER, MN 55790-8613
Document Number00T1028211
Instrument DateAug 21, 2020
InstrumentT1028211
Transaction TypeTransfer
Record UpdatedOct 07, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,574.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address17013 78TH CT N MAPLE GROVE MN 553112310, MAPLE GROVE, MN 55311-2310

Mortgage

Document NumberT1028212
DateAug 31, 2020
InstrumentT1028212
Lender
NameBELL BK
AddressFARGO, ND 58103
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 30, 2050

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address3285 THOMAS RD, TOWER, MN 55790-8613
Document Number000T999930
Instrument DateJun 28, 2018
Transaction TypeMortgage
Record UpdatedJul 30, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address3285 THOMAS RD TOWER MN 557908613, TOWER, MN 55790-8613

Mortgage

Document Number000T999930
DateJul 09, 2018
InstrumentT999930
Lender
NameHARBOR PT CU
AddressDULUTH, MN 55802
Agreement
TypeLine of Credit
AmountAmount Recorded
Term60 Months
DueJul 08, 2023
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
County SubdivisionGreenwood Township
Unified School DistrictSt. Louis County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$6,676.00 (+19.9%)
2025$5,568.00 (+3.76%)$777,800 (+23.28%) Land $219,500 Building $558,300$777,800 (+23.28%) Land $219,500 Building $558,300
2024$5,366.00$630,900 (+24.19%) Land $192,800 Building $438,100$630,900 (+24.19%) Land $192,800 Building $438,100
2022$508,000 Land $167,300 Building $340,700$508,000 Land $167,300 Building $340,700

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