3297 Cat Brier Trl, Harmony (Saint Cloud), FL 34773 Property Records

Osceola County property record for 3297 Cat Brier Trl, Harmony, FL 34773

Property Summary

Property Type	Single Family Home
Details	5 bd · 5.5 ba · 4,610 sqft · built 2007
Lot Size	0.322 acres (14,026 sqft)
Owner	2 Company Names on Record
Last Sale	$640,000 (Feb 2019)
Tax Bill	$5,181 (2025)
Deeds & Mortgages	Nov 2022 Line of Credit Feb 2022 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`30-26-32-2670-0001-0220`

Property Details

APN / Parcel Number

Primary APN	`30-26-32-2670-0001-0220`
Alternative APNs	`263230267000010220` `128843`

Interior

Bedrooms	5 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,610 sqft Living Area
Gross Area	6,818 sqft
1st Floor Area	3,535 sqft
Upper Floors Area	1,075 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Concrete Block
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	14,026 sqft (0.322 acres)
Garage Type	Attached
Garage Area	483 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Pool
Pool Area	25 sqft
Porch	Slab
Porch Area	1,454 sqft
Deck Area	187 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	3297 CAT BRIER TRL
City	HARMONY
State	FL
Zip	34773-6069
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	BIRCHWOOD NEIGHBORHOOD D-1 PB 17 PGS 80-81 LOT 22
Legal Range	32E
Legal Township	26S
Legal Section	30
Legal Subdivision	BIRCHWOOD NBHD D1
Legal Tract	2670
Legal Block	1
Legal Lot Number	22
Jurisdiction	OSCEOLA FL
Township / Civil Division	SOUTH AND EAST OSCEOLA
Census Block Group	2
Census Block	2112
Census Tract	43801

Owner

Source: Osceola County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	3297 CAT BRIER TRL, HARMONY, FL 34773-6069
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2022	Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK
Feb 11, 2022	Intrafamily Transfer, Transfer
Jan 15, 2020	Deed of Trust, Mortgage · VA Mortgage ORION LNDG
Feb 18, 2019	Warranty Deed, Transfer · VA Mortgage USAA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 18, 2019 · Amount on Record
Deed Sale	Feb 18, 2019 · Amount on Record
Prior Sale	Jul 29, 2015 · Amount on Record
Deed Document Number	201920831
Deed Book / Page	5478 / 2397
Last Transfer Date	Jan 21, 2022
Transfer Doc	0061482144
Record Updated	Sep 20, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	3297 CAT BRIER TRL, HARMONY, FL 34773-6069
Transaction Type	Mortgage
Record Updated	Dec 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3297 CAT BRIER TRL, HARMONY, FL 34773-6069

Mortgage

Document Number	0063172472
Date	Nov 21, 2022
Book Page	6317/2472
Instrument	2022168379

Lender

Name	COASTAL COMMUNITY BANK
Type	Bank
Address	BURLINGAME, CA 94010

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OSCEOLA FL
Recording Date	Feb 11, 2022
Property Address	3297 CAT BRIER TRL, HARMONY, FL 34773-6069
Document Number	0061482144
Book / Page	6148 / 2144
Map Reference	MB 17 PG 80
Instrument Date	Jan 21, 2022
Instrument	2022023288
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Living Trust
Address	3297 CAT BRIER TRL, HARMONY, FL 34773-6069

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	3297 CAT BRIER TRL, HARMONY, FL 34773-6069
Document Number	0056621802
Instrument Date	Jan 15, 2020
Transaction Type	Mortgage
Record Updated	Feb 14, 2020
Title Company	WORLDWIDE RECORDING INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3297 CAT BRIER TRL HARMONY FL 347736069, HARMONY, FL 34773-6069

Mortgage

Document Number	0056621802
Date	Jan 23, 2020
Book Page	005662/001802
Instrument	11389

Lender

Name	ORION LNDG
Address	ORANGE, CA 92868

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 22, 2050

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Feb 18, 2019
Property Address	3297 CAT BRIER TRL, HARMONY, FL 34773-6069
Document Number	0054782397
Book / Page	005478 / 002397
Instrument Date	Feb 15, 2019
Instrument	20831
Transaction Type	Transfer
Record Updated	Feb 26, 2019
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,480.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3297 CAT BRIER TRL HARMONY FL 347736069, HARMONY, FL 34773-6069

Mortgage

Document Number	54782398
Date	Feb 18, 2019
Book Page	005478/002398
Instrument	20832

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 17, 2049

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,181.00 (+3.17%) Homeowner's exemption Veteran's exemption	$655,533 (+5.99%)	$887,500 (+2.82%) Land $80,000 Building $807,500
2024	$5,022.00 (-61.19%)
2023	$12,940.00 (+4.81%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$618,504 (+3%)	$863,200 (+9.96%) Land $70,000 Building $793,200
2022	$12,346.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$600,490	$785,000 Land $65,000 Building $720,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 64 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	64 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 81% of the US · above 71% of Florida
Wildfire Likelihood	0.5% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOHO WATER AUTHORITY EASTERN private · serves 110,102 people · EPA ID FL3490751
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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