3305 Cat Brier Trl, Harmony (Saint Cloud), FL 34773 Property Records

Osceola County property record for 3305 Cat Brier Trl, Harmony, FL 34773

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,248 sqft · built 2017
Lot Size	0.176 acres (7,667 sqft)
Owner	Individual Name on File
Last Sale	$500,000 (Oct 2025)
Tax Bill	$9,378 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Jul 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`128847`

Property Details

APN / Parcel Number

Primary APN	`128847`
Alternative APN	`302632267000010260`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,248 sqft Heated Area
Gross Area	4,384 sqft
1st Floor Area	1,736 sqft
Upper Floors Area	1,512 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Exterior Material	Stucco
Construction Type	Frame
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,667 sqft (0.176 acres)
Garage Type	Finished
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	674 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	128847
Street Address	3305 CAT BRIER TRL
City	HARMONY
State	FL
Zip	34773-6035
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	BIRCHWOOD NEIGHBORHOOD D-1 PB 17 PGS 80-81 LOT 26
Legal Range	32E
Legal Township	26S
Legal Section	30
Legal Subdivision	HARMONY BIRCHWOOD NBC B C C2 D1
Legal Tract	2670
Legal Block	1
Legal Lot Number	26
Jurisdiction	OSCEOLA FL
Township / Civil Division	SOUTH AND EAST OSCEOLA
Census Block Group	2
Census Block	2110
Census Tract	43801

Owner

3305 Cat Brier Trl is owned and occupied by an individual who bought it in October 2025.

Source: Osceola County records, as of December 11, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	3305 CAT BRIER TRL, HARMONY, FL 34773-6035
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 30, 2025	Warranty Deed, Transfer · VA Mortgage NBKC BANK
Jul 31, 2018	Warranty Deed, Transfer · Conventional Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 30, 2025 · Amount on File
Deed Sale	Oct 30, 2025 · Amount on File
Prior Sale	Jul 31, 2018 · Amount on File
Deed Document Number	2025135006
Deed Book / Page	6873 / 1457
Record Updated	Jun 8, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Oct 30, 2025
Property Address	3305 CAT BRIER TRL, HARMONY, FL 34773-6035
Document Number	0068731457
Book / Page	6873 / 1457
Map Reference	MB 17 PG 80&81
Instrument Date	Oct 29, 2025
Instrument	2025135006
Transaction Type	Transfer
Record Updated	Apr 2, 2026
Title Company	THE CLOSING TABLE, THE CLOSING LAB LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,500.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5374 RAGUSA LOOP, SAINT CLOUD, FL 34771-8044

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3305 CAT BRIER TRL, HARMONY, FL 34773-6035

Mortgage

Document Number	0068731460
Date	Oct 30, 2025
Instrument	6873/1460

Lender

Name	NBKC BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jul 31, 2018
Property Address	3305 CAT BRIER TRL, HARMONY, FL 34773-6035
Document Number	0053761139
Book / Page	5376 / 1139
Map Reference	MB17 PG80&81
Instrument Date	Jul 27, 2018
Instrument	2018116460
Transaction Type	Transfer
Record Updated	Aug 1, 2022
Title Company	STEWART TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,185.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	203 S CLYDE AVE, 203, KISSIMMEE, FL 34741-5615

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3305 CAT BRIER TRL, HARMONY, FL 34773-6035

Mortgage

Document Number	2018116461
Date	Jul 31, 2018
Instrument	2018116461

Lender

Name	AMERICAN NEIGHBORHOOD MTG ACCEPTANC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 3305 Cat Brier Trl was $9,378 with a homeowner's exemption, up 3.4% from the year before.

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,378.00 (+3.44%) Homeowner's exemption	$404,338 (+2.9%)	$557,000 (+1.29%) Land $80,000 Building $477,000
2024	$9,066.00 (+1.96%) Homeowner's exemption	$392,943 (+3%)	$549,900 (+2.69%) Land $80,000 Building $469,900
2023	$8,892.00 (+5.26%) Homeowner's exemption	$381,499 (+3%)	$535,500 (+10.28%) Land $70,000 Building $465,500
2022	$8,448.00 Homeowner's exemption	$370,388	$485,600 Land $65,000 Building $420,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3305 Cat Brier Trl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 64 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	64 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3305 Cat Brier Trl is high, ranking above 81% of the US, with a 0.5% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 81% of the US · above 71% of Florida
Wildfire Likelihood	0.5% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOHO WATER AUTHORITY EASTERN private · serves 110,102 people · EPA ID FL3490751
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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