3297 321st St, Saint Cloud, MN 56303 Property Records

Stearns County property record for 3297 321st St, Saint Cloud, MN 56303

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,096 sqft · built 1947
Lot Size	0.737 acres (32,100 sqft)
Owner	Individual Name on File
Last Sale	$140,000 (Nov 2004)
Tax Bill	$2,990 (2026)
Deeds & Mortgages	Apr 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`17-09436-0000`

Property Details

APN / Parcel Number

Primary APN	`17-09436-0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,096 sqft Living Area
Gross Area	1,834 sqft
1st Floor Area	728 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1947
Effective Year Built	Effective 2016
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	32,100 sqft (0.737 acres)
Lot Dimensions	321 ft deep x 100 ft wide
Garage Area	744 sqft
Parking Spaces	3 Parking Spaces
Shed	1 Shed
Shed Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3297 321ST ST
City	SAINT CLOUD
State	MN
Zip	56303-9529
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 010 BLK 002 NORTH SIDE ACRES SECTION 35 TOWNSHIP 125 RANGE 028 SECTION 35 TOWNSHIP 125 RANGE 028
Legal Range	28W
Legal Township	125
Legal Section	35
Legal Subdivision	NORTH SIDE ACRES
Legal Block	2
Legal Lot Number	10
Jurisdiction	STEARNS MN
Township / Civil Division	LE SAUK
Census Block Group	1
Census Block	1023
Census Tract	901

Owner

Source: Stearns County assessment roll, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3297 321ST ST, SAINT CLOUD, MN 56303-9529
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 10, 2004 · Amount on Record
Deed Sale	Nov 10, 2004 · Amount on Record
Last Transfer Date	Mar 20, 2017
Transfer Doc	0000T40834
Record Updated	Sep 20, 2026

April 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	STEARNS MN
Recording Date	Apr 12, 2017
Property Address	3297 321ST ST, SAINT CLOUD, MN 56303-9529
Document Number	0000T40834
Instrument Date	Mar 20, 2017
Instrument	T40834
Transaction Type	Transfer
Record Updated	Aug 18, 2022

Transaction

Tax	$1.65
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3297 321ST ST, SAINT CLOUD, MN 56303-9529

Tax Assessment & Valuation

Source: Stearns County assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Stearns County
County Subdivision	Le Sauk Township
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,990.00 (+15.8%)	$394,100 (+5.88%) Land $82,600 Building $311,500	$394,100 (+5.88%) Land $82,600 Building $311,500
2025		$372,200 (+12.86%) Land $77,200 Building $295,000	$372,200 (+12.86%) Land $77,200 Building $295,000
2023	$2,582.00	$329,800 Land $77,200 Building $252,600	$329,800 Land $77,200 Building $252,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	8 (1997–2001)
Claims Outside the SFHA	6 of 8
Most Recent Claim	Apr 2001 · Severe Winter Storms, Flooding, And Tornadoes
Claims by Event	Severe Winter Storms, Flooding, And Tornadoes, Apr 2001 · 4 claims Severe Flooding, High Winds,severe Storms, Apr 1997 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 86% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
BIF IV Intrepid HoldCo Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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