Stearns County property record for 3278 321st St, Saint Cloud, MN 56303 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.25 ba · 1,872 sqft · built 1989 |
| Lot Size | 0.737 acres (32,100 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,892 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-09420-0000 |
| Primary APN | 17-09420-0000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.25 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,872 sqft Living Area |
| Gross Area | 1,778 sqft |
| 1st Floor Area | 936 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Exterior Material | Metal |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 32,100 sqft (0.737 acres) |
| Lot Dimensions | 321 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 624 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3278 321ST ST |
|---|---|
| City | SAINT CLOUD |
| State | MN |
| Zip | 56303-9529 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BEG 72.85' W OF SE COR OF LOT 8 BLK 1-NW 324.5' TO A PT 3.17' W OF NW COR OF LOT 8-E 122.63'-SE 324.5'-W 124' TO BEG NORTH |
| Legal Range | 28W |
| Legal Township | 125 |
| Legal Section | 35 |
| Legal Subdivision | NORTH SIDE ACRES |
| Legal Block | 1 |
| Legal Lot Number | 8 |
| Jurisdiction | STEARNS MN |
| Township / Civil Division | LE SAUK |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 901 |
Source: Stearns County records · APN 17-09420-0000
Assessment roll updated July 30, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3278 321ST ST, SAINT CLOUD, MN 56303-9529 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
Source: Stearns County records · Assessment roll updated July 30, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Stearns County |
| County Subdivision | Le Sauk Township |
| Unified School District | St. Cloud Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,892.00 (+19.21%) | $366,300 (+1.41%) Land $82,600 Building $283,700 | $366,300 (+1.41%) Land $82,600 Building $283,700 |
| 2025 | $361,200 (+15.36%) Land $77,200 Building $284,000 | $361,200 (+15.36%) Land $77,200 Building $284,000 | |
| 2023 | $2,426.00 | $313,100 Land $77,200 Building $235,900 | $313,100 Land $77,200 Building $235,900 |
Source: FEMA National Flood Hazard Layer, Stearns County (27145C), updated September 29, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 271450009011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 8 (1997–2001) |
| Claims Outside the SFHA | 6 of 8 |
| Most Recent Claim | Apr 2001, rainfall accumulation, Severe Winter Storms, Flooding, And Tornadoes |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 132 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| BIF IV Intrepid HoldCo | Fiber | 2,000 / 2,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
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