3296 E Carowinds Ct, Bloomington, IN 47401 Property Records

Monroe County property record for 3296 E Carowinds Ct, Bloomington, IN 47401

Property Summary

Property Type	Rural Home
Details	3 bd · 2.5 ba · 4,127 sqft · built 2011
Lot Size	22.5 acres (983,585 sqft)
Owner	Individual Name on Record
Last Sale	$510,000 (Sep 2019)
Tax Bill	$2,980 (2025)
Deeds & Mortgages	Sep 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`004-13430-04`

Property Details

APN / Parcel Number

Primary APN	`004-13430-04`
Alternative APN	`53-11-11-100-022.000-006`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Stories	2 Stories
Building Area	4,127 sqft Living Area
1st Floor Area	4,127 sqft
Basement Area	2,017 sqft
Unfinished Basement	2,017 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Construction Type	Wood
Roof Material	Other
Lot Area	983,585 sqft (22.5 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	758 sqft
Parking Spaces	3 Parking Spaces
Lean-To	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	004-13430-04
Street Address	3296 E CAROWINDS CT
City	BLOOMINGTON
State	IN
Zip	47401-9717
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	AGRR
Legal Description	004-13430-04 PT NW NE 11-7-1W 22.58A (CLASSIFIED FOREST 21.72A) PLAT 196
Jurisdiction	MONROE IN
Township / Civil Division	CLEAR CREEK
Census Block Group	3
Census Block	3021
Census Tract	1501

Owner

Source: Monroe County records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3296 E CAROWINDS CT, BLOOMINGTON, IN 47401-9717
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 20, 2019 · Amount on Record
Deed Sale	Sep 20, 2019 · Amount on Record
Prior Sale	Feb 23, 2007
Deed Document Number	201913806
Record Updated	Sep 20, 2026

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IN
Recording Date	Sep 20, 2019
Property Address	3296 E CAROWINDS CT, BLOOMINGTON, IN 47401-9717
Document Number	2019013806
Instrument Date	Sep 12, 2019
Instrument	2019013806
Transaction Type	Transfer
Record Updated	Jun 12, 2023
Title Company	NEAR NORTH TITLE GROUP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3296 E CAROWINDS CT, BLOOMINGTON, IN 47401-9717

Mortgage

Document Number	2019013807
Date	Sep 20, 2019
Instrument	2019013807

Lender

Name	FIFTH THIRD BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2034

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Monroe County
County Subdivision	Clear Creek Township
Unified School District	Monroe County Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,980.00 (-50.51%)	$401,700 (-25.94%) Land $73,200 Building $328,500	$401,700 (-25.94%) Land $73,200 Building $328,500
2024	$6,021.00 (-18.56%)
2023		$542,400 (+8.7%) Land $221,100 Building $321,300	$542,400 (+8.7%) Land $221,100 Building $321,300
2022	$7,393.00	$499,000 Land $221,100 Building $277,900	$499,000 Land $221,100 Building $277,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHERN MONROE WATER AUTHORITY private · serves 8,877 people · EPA ID IN5253007
Water Source	Purchased surface water from CITY OF BLOOMINGTON UTILITIES
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Smithville Communications Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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