2970 E Carowinds Ct, Bloomington, IN 47401 Property Records

Monroe County property record for 2970 E Carowinds Ct, Bloomington, IN 47401

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,728 sqft · built 1981
Lot Size	1.58 acres (68,825 sqft)
Owner	Individual Name on Record
Tax Bill	$2,535 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Aug 2019 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`004-05530-10`

Property Details

APN / Parcel Number

Primary APN	`004-05530-10`
Alternative APN	`53-11-11-201-019.000-006`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,728 sqft Living Area
1st Floor Area	1,728 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1990
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	68,825 sqft (1.58 acres)
Terrain	Low
Garage Type	Mixed
Garage Area	668 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	004-05530-10
Street Address	2970 E CAROWINDS CT
City	BLOOMINGTON
State	IN
Zip	47401-9775
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR
Legal Description	SHILOH ESTATES LOT 11
Legal Subdivision	SHILOH ESTATES
Legal Lot Number	11
Jurisdiction	MONROE IN
Township / Civil Division	CLEAR CREEK
Census Block Group	3
Census Block	3021
Census Tract	1501

Owner

Source: Monroe County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2970 E CAROWINDS CT, BLOOMINGTON, IN 47401-9775
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2021	Deed of Trust, Mortgage · Commercial Mortgage OLD NATIONAL BANK
Aug 28, 2019	Deed of Trust, Mortgage · Stand-Alone Second Mortgage OLD NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Apr 27, 2010
Transfer Doc	2010005615
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IN
Property Address	2970 E CAROWINDS CT, BLOOMINGTON, IN 47401-9775
Transaction Type	Mortgage
Record Updated	Jun 11, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2970 E CAROWINDS CT, BLOOMINGTON, IN 47401-9775

Mortgage

Document Number	2021007505
Date	Apr 20, 2021
Instrument	2021007505

Lender

Name	OLD NATIONAL BANK
Type	Bank
Address	BLOOMINGTON, IN 47401

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Apr 15, 2041

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IN
Property Address	2970 E CAROWINDS CT, BLOOMINGTON, IN 47401-9775
Transaction Type	Mortgage
Record Updated	Sep 17, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019012438
Date	Aug 28, 2019
Instrument	2019012438

Lender

Name	OLD NATIONAL BANK
Type	Bank
Address	BLOOMINGTON, IN 47404

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Monroe County
County Subdivision	Clear Creek Township
Unified School District	Monroe County Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,535.00 (+198.59%)	$231,700 (+6.48%) Land $52,900 Building $178,800	$231,700 (+6.48%) Land $52,900 Building $178,800
2024	$849.00 (-65.61%)
2023		$217,600 (+20.49%) Land $42,300 Building $175,300	$217,600 (+20.49%) Land $42,300 Building $175,300
2022	$2,469.00	$180,600 Land $31,700 Building $148,900	$180,600 Land $31,700 Building $148,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHERN MONROE WATER AUTHORITY private · serves 8,877 people · EPA ID IN5253007
Water Source	Purchased surface water from CITY OF BLOOMINGTON UTILITIES
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Smithville Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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