3295 Gorse Ct, Palm Harbor, FL 34684 Property Records

Pinellas County property record for 3295 Gorse Ct, Palm Harbor, FL 34684

Property Summary

Property TypePlanned Unit Development
Details2 bd · 2 ba · 1,148 sqft · built 1981
Lot Size0.186 acres (8,115 sqft)
OwnerIndividual Name on File
Last Sale$198,000 (Mar 2019)
Tax Bill$1,875 (2025)
Deeds & MortgagesAug 2019 Mortgage
Mar 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNC62-000-758-4069-4

Property Details

APN / Parcel Number

Primary APNC62-000-758-4069-4
Alternative APNs
  • 05-28-16-38906-000-1430
  • 281605389060001430
  • 162805389060001430
  • R43064

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,148 sqft Living Area
1st Floor Area1,148 sqft

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 1989
Exterior MaterialBrick/Stone
Construction TypeWood
Lot Area8,115 sqft (0.186 acres)
Lot Dimensions19 ft deep x 10 ft wide
View / LotCorner
Garage TypeAttached
Parking Spaces1 Parking Space
PorchPatio

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account NumberR43064
Street Address3295 GORSE CT
CityPALM HARBOR
StateFL
Zip34684-3408
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Planned Unit Development
Local Zoning CodeRPD75
Legal DescriptionHIGHLAND LAKES UNIT THIRTEEN PHASE 2 LOT 143
Legal Range16E
Legal Township28S
Legal Section5
Legal SubdivisionHIGHLAND LAKES
Legal Phase2
Legal Tract38906
Legal Lot Number143
JurisdictionPINELLAS FL
Township / Civil DivisionTARPON SPRINGS
Census Block Group1
Census Block1012
Census Tract27331

Owner

3295 Gorse Ct, a planned unit development, is owned and occupied by an individual who bought it in March 2019.

Source: Pinellas County records, as of September 10, 2026

Owner of RecordIndividual Name on File
Mailing Address3295 GORSE CT, PALM HARBOR, FL 34684-3408
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 26, 2019Deed of Trust, Mortgage · Conventional with PMI
SUNCOAST CU
Mar 18, 2019Warranty Deed, Transfer · Conventional with PMI
QUICKEN LNS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 18, 2019 · Amount on File
Deed SaleMar 18, 2019 · Amount on File
Prior SaleMay 2, 2001 · Amount on File
Deed Document Number201981963
Deed Book / Page20464 / 379
Record UpdatedOct 29, 2026

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Property Address3295 GORSE CT, PALM HARBOR, FL 34684-3408
Document Number0206800402
Instrument DateAug 26, 2019
Transaction TypeMortgage
Record UpdatedSep 23, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address3295 GORSE CT PALM HARBOR FL 346843408, PALM HARBOR, FL 34684-3408

Mortgage

Document Number0206800402
DateSep 4, 2019
Book Page020680/000402
Instrument283368
Lender
NameSUNCOAST CU
AddressTAMPA, FL 33610
Agreement
TypeConventional with PMI
AmountAmount on Record
Term180 Months
DueSep 3, 2034

March 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPINELLAS FL
Recording DateMar 18, 2019
Property Address3295 GORSE CT, PALM HARBOR, FL 34684-3408
Document Number0204640379
Book / Page020464 / 000379
Instrument DateMar 11, 2019
Instrument81963
Transaction TypeTransfer
Record UpdatedMar 29, 2019
Title CompanySUNBELT TITLE (AGENCY)

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,386.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3295 GORSE CT PALM HARBOR FL 346843408, PALM HARBOR, FL 34684-3408

Mortgage

Document Number204640380
DateMar 18, 2019
Book Page020464/000380
Instrument81964
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional with PMI
AmountAmount on Record
Term240 Months
DueMar 17, 2039

Tax Assessment & Valuation

The 2025 property tax bill for 3295 Gorse Ct was $1,875 with a homeowner's exemption.

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,875.00 Homeowner's exemption$137,081$219,923 Building $219,923
2023$1,718.00 (+3.87%) Homeowner's exemption$129,338 (+3%)$237,365 (+13.26%) Building $237,365
2022$1,654.00 Homeowner's exemption$125,571$209,583 Building $209,583

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3295 Gorse Ct in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 28 policies
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies28 in force
Nearby Flood Claims2 (2024)
Claims Outside the SFHA2 of 2
Most Recent ClaimOct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3295 Gorse Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 96% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPINELLAS COUNTY UTILITIES
serves 506,353 people · EPA ID FL6521405
Water SourcePurchased surface water from several systems
Last State InspectionMar 2023
LeadUnder 1 ppb (2020)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 463 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
WOW Internet, Cable & Phone
Cable
1,200 / 50
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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