3286 Gorse Ct, Palm Harbor, FL 34684 Property Records

Pinellas County property record for 3286 Gorse Ct, Palm Harbor, FL 34684

Property Summary

Property Type	Planned Unit Development
Details	1,148 sqft · built 1982
Lot Size	0.088 acres (3,850 sqft)
Owner	2 Company Names on File
Last Sale	$150,000 (Mar 2018)
Tax Bill	$2,048 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Oct 2019 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C62-000-758-4061-1`

Property Details

APN / Parcel Number

Primary APN	`C62-000-758-4061-1`
Alternative APNs	`05-28-16-38906-000-1350` `281605389060001350` `162805389060001350` `R43056`

Interior

Stories	1 Story
Building Area	1,148 sqft Living Area
1st Floor Area	1,148 sqft

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1989
Exterior Material	Brick/Stone
Construction Type	Wood
Lot Area	3,850 sqft (0.088 acres)
Lot Dimensions	19 ft deep x 10 ft wide
View / Lot	Corner
Garage Type	Attached
Parking Spaces	1 Parking Space
Porch	Enclosed Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	R43056
Street Address	3286 GORSE CT
City	PALM HARBOR
State	FL
Zip	34684-3407
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Planned Unit Development
Local Zoning Code	RPD75
Legal Description	HIGHLAND LAKES UNIT THIRTEEN PHASE 2 LOT 135
Legal Range	16E
Legal Township	28S
Legal Section	5
Legal Subdivision	HIGHLAND LAKES
Legal Phase	2
Legal Tract	38906
Legal Lot Number	135
Jurisdiction	PINELLAS FL
Township / Civil Division	TARPON SPRINGS
Census Block Group	1
Census Block	1012
Census Tract	27331

Owner

3286 Gorse Ct, a planned unit development, is owned by a company that acquired it in August 2019 and is owner-occupied.

Source: Pinellas County records, as of December 2, 2025

Owner of Record	2 Company Names on File
Mailing Address	3286 GORSE CT, PALM HARBOR, FL 34684-3407
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
Oct 16, 2019	Warranty Deed, Transfer ATTORNEY ONLY
Mar 28, 2018	Warranty Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 28, 2018 · Amount on File
Deed Sale	Mar 28, 2018 · Amount on File
Prior Sale	Nov 25, 2014 · Amount on File
Deed Document Number	201896463
Deed Book / Page	19992 / 476
Last Transfer Date	Aug 22, 2019
Transfer Doc	0207342053
Record Updated	Jun 8, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	3286 GORSE CT, PALM HARBOR, FL 34684-3407
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	OLD REPUBLIC TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3286 GORSE CT, PALM HARBOR, FL 34684-3407

Mortgage

Document Number	0213242249
Date	Dec 31, 2020
Book Page	21324/2249
Instrument	2020394227

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Oct 16, 2019
Property Address	3286 GORSE CT, PALM HARBOR, FL 34684-3407
Document Number	0207342053
Book / Page	020734 / 002053
Instrument Date	Aug 22, 2019
Instrument	334208
Transaction Type	Transfer
Record Updated	Oct 31, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$0.70
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3286 GORSE CT PALM HARBOR FL 346843407, PALM HARBOR, FL 34684-3407

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Mar 28, 2018
Property Address	3286 GORSE CT, PALM HARBOR, FL 34684-3407
Document Number	0199920476
Book / Page	19992 / 0476
Map Reference	MB83 PG12&13
Instrument Date	Mar 12, 2018
Instrument	2018096463
Transaction Type	Transfer
Record Updated	Feb 1, 2022
Title Company	SUNBELT TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,050.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3286 GORSE CT, PALM HARBOR, FL 34684-3407

Mortgage

Document Number	2018096464
Date	Mar 28, 2018
Instrument	2018096464

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 3286 Gorse Ct was $2,048 with exemptions applied, up 4% from the year before.

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,048.00 (+3.96%) Homeowner's exemption Senior Citizen's exemption	$152,449	$215,725 Building $215,725
2024	$1,970.00 (+2.28%)
2023	$1,926.00 (+0.94%) Homeowner's exemption Senior Citizen's exemption	$143,838 (+3%)	$240,422 (+12.22%) Building $240,422
2022	$1,908.00 Homeowner's exemption	$139,649	$214,244 Building $214,244

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3286 Gorse Ct in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 28 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	28 in force
Nearby Flood Claims	2 (2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3286 Gorse Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 473 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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