3295 40th Ave S, Saint Cloud, MN 56301 Property Records

Stearns County property record for 3295 40th Ave S, Saint Cloud, MN 56301

Property Summary

Property Type	Apartment House (2-4 Units)
Lot Size	5.02 acres (218,671 sqft)
Owner	Company Name on File
Last Sale	$437,287 (Oct 2020)
Tax Bill	$87,944 (2026)
Deeds & Mortgages	May 2026 Mortgage May 2026 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`82-50703-0404`

Property Details

APN / Parcel Number

Primary APN	`82-50703-0404`

Exterior

Architectural Style	Multi-Family
Lot Area	218,671 sqft (5.02 acres)

Location & Zoning

Street Address	3295 40TH AVE S
City	SAINT CLOUD
State	MN
Zip	56301
Property Category	Commercial
Property Type	Residential > Multi-Unit > Apartment House (2-4 Units)
Legal Description	LOT 001 BLK 001 SCHWINGHAMMER FARM SECOND ADDITION SECTION 28 TOWNSHIP 124 RANGE 28 SECTION 28 TOWNSHIP 124 RANGE 28
Legal Range	28W
Legal Township	124
Legal Section	28
Legal Subdivision	SCHWINGHAMMER FARM SECOND ADDITION
Legal Block	1
Legal Lot Number	1
Jurisdiction	STEARNS MN
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2000
Census Tract	401

Owner

Source: Stearns County assessment roll, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	17018 COMMERCIAL PARK RD, BRAINERD, MN 56401-6066
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
May 15, 2026	Deed of Trust, Mortgage · Conventional Mortgage SENTRY BANK
May 15, 2026	Deed of Trust, Mortgage · Conventional Mortgage SENTRY BANK
Oct 27, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 27, 2020 · Amount on Record
Deed Sale	Oct 27, 2020 · Amount on Record
Deed Document Number	20201584292
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEARNS MN
Recording Date	May 15, 2026
Property Address	3295 40TH AVE S, SAINT CLOUD, MN 56301-4539
Document Number	0001713143
Instrument Date	May 13, 2026
Instrument	20261713143
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	17018 COMMERCIAL PARK RD, BRAINERD, MN 56401-6066

Mortgage

Document Number	0001713143,
Date	May 15, 2026
Instrument	20261713143

Lender

Name	SENTRY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	May 13, 2031

Interest

Rate	6.3%
Max Rate	-1%

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEARNS MN
Recording Date	May 15, 2026
Property Address	3295 40TH AVE S, SAINT CLOUD, MN 56301-4539
Document Number	0001713145
Instrument Date	May 13, 2026
Instrument	20261713145
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	17018 COMMERCIAL PARK RD, BRAINERD, MN 56401-6066

Mortgage

Document Number	0001713145,
Date	May 15, 2026
Instrument	20261713145

Lender

Name	SENTRY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	May 13, 2031

Interest

Rate	6.3%
Max Rate	-1%

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Oct 27, 2020
Property Address	3295 40TH AVE S, SAINT CLOUD, MN 56301-4539
Document Number	00A1584292
Instrument Date	Oct 23, 2020
Instrument	A1584292
Transaction Type	Transfer
Record Updated	Jul 10, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17018 COMMERCIAL PARK RD, BRAINERD, MN 56401-6066

Tax Assessment & Valuation

Source: Stearns County assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Stearns County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$87,944.00 (+55.09%)	$4,935,000 (+2.98%) Land $437,300 Building $4,497,700	$4,935,000 (+2.98%) Land $437,300 Building $4,497,700
2025		$4,792,000 (-) Land $437,300 Building $4,354,700	$4,792,000 (-) Land $437,300 Building $4,354,700
2023	$56,706.00	$4,792,000 Land $437,300 Building $4,354,700	$4,792,000 Land $437,300 Building $4,354,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 80% of Minnesota
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Cloud serves 71,321 people · EPA ID MN1730027
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Lumen Technologies.

Nearby Properties on 40th Ave S

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures