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2428 40th Ave S, Saint Cloud, MN 56301 Property Records

Stearns County property record for 2428 40th Ave S, Saint Cloud, MN 56301

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,400 sqft · built 2017
Lot Size0.544 acres (23,697 sqft)
Owner2 Individual Names on File
Tax Bill$4,408 (2026)
Deeds & MortgagesMay 2022 Transfer
May 2022 Transfer
Flood ZoneZone X (minimal risk)
APN82-51254-0880

Property Details

APN / Parcel Number

Primary APN82-51254-0880

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,400 sqft Living Area
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Exterior MaterialStone
Lot Area23,697 sqft (0.544 acres)
Lot Width60 ft Width
Garage Area598 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemHVAC
Heating FuelGas

Location & Zoning

Street Address2428 40TH AVE S
CitySAINT CLOUD
StateMN
Zip56301-9846
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOTS 22 & 23 BLK 1 SUN VILLA ESTATES SECTION 21 TOWNSHIP 124 RANGE 028 SUN VILLA ESTATES SECTION 21 TOWNSHIP 124 RANGE 028
Legal Range28W
Legal Township124
Legal Section21
Legal SubdivisionSUN VILLA ESTATES
Legal Block1
Legal Lot Number22-23
JurisdictionSTEARNS MN
Township / Civil DivisionST. CLOUD
Census Block Group2
Census Block2000
Census Tract401

Owner

2428 40th Ave S is owned and occupied by two individuals.

Source: Stearns County records, as of July 30, 2026

Owner of Record2 Individual Names on File
Mailing Address2428 40TH AVE S, SAINT CLOUD, MN 56301-9846
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 27, 2022Quit Claim Deed, Transfer
Quitclaim
May 27, 2022Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedSep 20, 2026

May 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSTEARNS MN
Recording DateMay 27, 2022
Property Address2428 40TH AVE S, SAINT CLOUD, MN 56301-9846
Document Number00A1633378
Instrument DateMay 25, 2022
InstrumentA1633378
Transaction TypeTransfer
Record UpdatedAug 18, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2428 40TH AVE S, SAINT CLOUD, MN 56301-9846

May 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSTEARNS MN
Recording DateMay 27, 2022
Property Address2428 40TH AVE S, SAINT CLOUD, MN 56301-9846
Document Number00A1633377
Instrument DateMay 25, 2022
InstrumentA1633377
Transaction TypeTransfer
Record UpdatedAug 18, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2428 40TH AVE S, SAINT CLOUD, MN 56301-9846

Tax Assessment & Valuation

The 2026 property tax bill for 2428 40th Ave S was $4,408.

Source: Stearns County assessment roll, as of July 30, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyStearns County
MunicipalitySt. Cloud City
Unified School DistrictSt. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,408.00$312,400 (-) Land $70,000 Building $242,400$312,400 (-) Land $70,000 Building $242,400
2025$312,400 Land $70,000 Building $242,400$312,400 Land $70,000 Building $242,400
2023$3,466.00$290,400 Land $35,000 Building $255,400$290,400 Land $35,000 Building $255,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2428 40th Ave S in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2428 40th Ave S is moderate, ranking above 43% of the US, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 43% of the US · above 73% of Minnesota
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSaint Cloud
serves 71,321 people · EPA ID MN1730027
Water SourceSurface water
Last State InspectionAug 2025
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Intrepid Fiber Networks
Fiber		2,000 / 2,000
Spectrum
Cable		1,000 / 50
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30
T-Mobile
Fixed Wireless		100 / 20

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