Shelby County property record for 3294 Ridgemont Rd, Memphis, TN 38128
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,124 sqft · built 1980 |
| Lot Size | 0.179 acres (7,800 sqft) |
| Owner | Company Name on Record |
| Last Sale | $115,900 (Oct 2021) |
| Tax Bill | $839 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage Jul 2022 Transfer + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-0013-0-0045 |
| Primary APN | 09-0013-0-0045 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,124 sqft Living Area |
| 1st Floor Area | 1,124 sqft |
| Utility Area | 24 sqft |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 2013 |
| Architectural Style | Traditional |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 7,800 sqft (0.179 acres) |
| Lot Dimensions | 120 ft deep x 65 ft wide |
| Porch | Open Porch |
| Porch Area | 60 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 3294 RIDGEMONT RD |
|---|---|
| City | MEMPHIS |
| State | TN |
| Zip | 38128-1740 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-6 |
| Legal Description | NS RIDGEMONT RD |
| Legal Subdivision | FAIRFIELD ESTATES 1ST ADDN |
| Legal Lot Number | 113 |
| Jurisdiction | SHELBY TN |
| Township / Civil Division | 6 |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 20521 |
Source: Shelby County records, as of June 2, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 2016 MILL GATE LN, CARY, NC 27519-7194 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Jan 7, 2022 | Deed of Trust, Mortgage · Conventional Mortgage PLAINS COMMERCE BANK |
| Jul 27, 2022 | Quit Claim Deed, Transfer Quitclaim |
| Oct 8, 2021 | Warranty Deed, Transfer SADDLE CREEK TITLE LLC, SADDLE CREEK TITLE |
| Aug 5, 2021 | Warranty Deed, Transfer · Line of Credit SOUTHERN PINES HOLDINGS LLC |
| Dec 12, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 8, 2021 · Amount on Record |
| Deed Sale | Oct 8, 2021 · Amount on Record |
| Prior Sale | Aug 5, 2021 · Amount on Record |
| Deed Document Number | 2021127105 |
| Last Transfer Date | Jul 19, 2022 |
| Transfer Doc | 0000083653 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY TN |
| Property Address | 3294 RIDGEMONT RD, MEMPHIS, TN 38128-1740 |
| Transaction Type | Mortgage |
| Record Updated | Jul 11, 2023 |
| Title Company | VANTAGE POINT TITLE |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0022003473 |
|---|---|
| Date | Jan 7, 2022 |
| Instrument | 22003473 |
| Name | PLAINS COMMERCE BANK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57106 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2052 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SHELBY TN |
| Recording Date | Jul 27, 2022 |
| Property Address | 3294 RIDGEMONT RD, MEMPHIS, TN 38128-1740 |
| Document Number | 0022083653 |
| Map Reference | MB 51 PG 22 |
| Instrument Date | Jul 21, 2022 |
| Instrument | 22083653 |
| Transaction Type | Transfer |
| Record Updated | Aug 2, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2016 MILL GATE LN, CARY, NC 27519-7194 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHELBY TN |
| Recording Date | Oct 8, 2021 |
| Property Address | 3294 RIDGEMONT RD, MEMPHIS, TN 38128-1740 |
| Document Number | 0021127105 |
| Map Reference | MB 51 PG 22 |
| Instrument Date | Sep 14, 2021 |
| Instrument | 21127105 |
| Transaction Type | Transfer |
| Record Updated | Oct 13, 2021 |
| Title Company | SADDLE CREEK TITLE LLC, SADDLE CREEK TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $428.83 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2016 MILL GATE LN, CARY, NC 27519-7194 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHELBY TN |
| Recording Date | Aug 5, 2021 |
| Property Address | 3294 RIDGEMONT RD, MEMPHIS, TN 38128-1740 |
| Document Number | 0021097036 |
| Map Reference | MB 51 PG 22 |
| Instrument Date | Jul 23, 2021 |
| Instrument | 21097036 |
| Transaction Type | Transfer |
| Record Updated | Jul 11, 2023 |
| Title Company | HOME SURETY TITLE AND ESCROW LLC, HOME SURETY T&E LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $155.40 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1060 BROOKFIELD RD STE 100, 100, MEMPHIS, TN 38119-0816 |
| Investor | Possibly a Property Investor |
| Document Number | 0021097037 |
|---|---|
| Date | Aug 5, 2021 |
| Instrument | 21097037 |
| Name | SOUTHERN PINES HOLDINGS LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 5 Months |
| Due | Jan 26, 2022 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SHELBY TN |
| Recording Date | Dec 12, 2017 |
| Property Address | 3294 RIDGEMONT RD, MEMPHIS, TN 38128-1740 |
| Document Number | 0000126736 |
| Instrument Date | Dec 12, 2017 |
| Instrument | 126736 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3294 RIDGEMONT RD MEMPHIS TN 381281740, MEMPHIS, TN 38128-1740 |
Source: Shelby County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Shelby County |
| Municipality | Memphis City |
| Unified School District | Shelby County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $839.00 (+16.53%) | $31,200 (+46.82%) Land $2,625 Building $28,575 | $124,800 (+46.82%) Land $10,500 Building $114,300 |
| 2024 | $720.00 (-44.36%) | ||
| 2023 | $21,250 Land $2,400 Building $18,850 | ||
| 2022 | $1,294.00 | ||
| 2021 | $85,000 Land $9,600 Building $75,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 4, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MEMPHIS LIGHT, GAS, & WATER serves 659,500 people · EPA ID TN0000450 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | 5 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 459 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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