3281 Ridgemont Rd, Memphis, TN 38128 Property Records

Shelby County property record for 3281 Ridgemont Rd, Memphis, TN 38128

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,128 sqft · built 1984
Lot Size0.179 acres (7,800 sqft)
OwnerCompany Name on Record
Last Sale$81,000 (Mar 2026)
Tax Bill$616 (2025)
Deeds & MortgagesMar 2026 Sale & Construction Loan
Flood ZoneZone X (minimal risk)
APN09-0015-0-0004

Property Details

APN / Parcel Number

Primary APN09-0015-0-0004

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,128 sqft Living Area
1st Floor Area1,128 sqft
Utility Area20 sqft

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1984
Architectural StyleTraditional
Construction TypeFrame
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area7,800 sqft (0.179 acres)
Lot Dimensions120 ft deep x 65 ft wide
Patio Area30 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Street Address3281 RIDGEMONT RD
CityMEMPHIS
StateTN
Zip38128-1739
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-6
Legal DescriptionSS RIDGEMONT RD
Legal SubdivisionFAIRFIELD ESTATES 1ST ADDN
Legal Lot Number128
JurisdictionSHELBY TN
Township / Civil Division6
Census Block Group2
Census Block2005
Census Tract20521

Owner

Source: Shelby County records, as of July 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address204 YALE AVE, B, CLAREMONT, CA 91711-4771
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 26, 2026 · Amount on Record
Deed SaleMar 26, 2026 · Amount on Record
Prior SaleMay 30, 2013 · Amount on Record
Deed Document Number202623699
Record UpdatedOct 29, 2026

March 2026: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionSHELBY TN
Recording DateMar 26, 2026
Property Address3281 RIDGEMONT RD, MEMPHIS, TN 38128-1739
Document Number0026023699
Map ReferenceMB 51 PG 22
Instrument DateMar 23, 2026
Instrument26023699
Transaction TypeConstruction Loan
Record UpdatedApr 2, 2026
Title CompanyTITLE ASSURANCE AND ESCROW, TITLE ASSURANCE & ESCROW INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address204 YALE AVE STE B, B, CLAREMONT, CA 91711-4771

Mortgage

Document Number0026023700
DateMar 26, 2026
Instrument26023700
Lender
NameKIAVI FUNDING INC
TypeMortgage Company
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term13 Months
DueApr 1, 2027

Tax Assessment & Valuation

Source: Shelby County assessment roll, as of June 2, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyShelby County
MunicipalityMemphis City
Unified School DistrictShelby County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$616.00 (+12.2%)$22,900 (+41.36%) Land $2,625 Building $20,275$91,600 (+41.36%) Land $10,500 Building $81,100
2024$549.00 (-44.32%)
2023$16,200 Land $2,400 Building $13,800
2022$986.00
2021$64,800 Land $9,600 Building $55,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMEMPHIS LIGHT, GAS, & WATER
serves 659,500 people · EPA ID TN0000450
Water SourceGroundwater
Last State InspectionApr 2024
Lead5 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 459 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

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