3294 Cascade Rd, Lincolnton, NC 28092 Property Records

Lincoln County property record for 3294 Cascade Rd, Lincolnton, NC 28092

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,744 sqft · built 2000
Lot Size	0.755 acres (32,931 sqft)
Owner	Owner Name on Record
Last Sale	$140,000 (Mar 2005)
Tax Bill	$2,158 (2023)
Deeds & Mortgages	May 2024 Second Mortgage Apr 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`3625-15-8293`

Property Details

APN / Parcel Number

Primary APN	`3625-15-8293`
Alternative APNs	`362500158283` `182782` `74708`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,744 sqft Finished Area

Exterior

Year Built	Built 2000
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	32,931 sqft (0.755 acres)
Pool Area	512 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	182782
Old Parcel Number	362500158283
Street Address	3294 CASCADE RD
City	LINCOLNTON
State	NC
Zip	28092-9505
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-SF
Legal Description	#47 LOT RIVER MEADOWS SUB
Legal Subdivision	RIVER MEADOWS SUB
Legal Block	15
Legal Lot Number	47
Jurisdiction	LINCOLN NC
Township / Civil Division	LINCOLNTON
Census Block Group	3
Census Block	3017
Census Tract	70800

Owner

Source: Lincoln County records, as of November 17, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on Record
Mailing Address	3294 CASCADE RD, LINCOLNTON, NC 28092-9505
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
May 1, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Apr 7, 2021	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC
Aug 14, 2020	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC
Nov 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Nov 17, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 24, 2005 · Amount on Record
Deed Sale	Mar 24, 2005 · Amount on Record
Deed Document Number	0001682814
Deed Book / Page	1682 / 814
Record Updated	Jun 7, 2026

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	3294 CASCADE RD, LINCOLNTON, NC 28092-9505
Transaction Type	Mortgage
Record Updated	May 17, 2024
Title Company	AMROCK INC, AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003321781
Date	May 1, 2024
Book Page	3321/781
Instrument	679914

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	May 1, 2044

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	3294 CASCADE RD, LINCOLNTON, NC 28092-9505
Transaction Type	Mortgage
Record Updated	Aug 23, 2022
Title Company	AMROCK INC, AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003028364
Date	Apr 7, 2021
Book Page	3028/364
Instrument	628892

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	3294 CASCADE RD, LINCOLNTON, NC 28092-9505
Transaction Type	Mortgage
Record Updated	Aug 23, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000293913
Date	Aug 14, 2020
Book Page	2939/13
Instrument	613965

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	3294 CASCADE RD, LINCOLNTON, NC 28092-9505
Transaction Type	Mortgage
Record Updated	Aug 23, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003112131
Date	Nov 30, 2021
Book Page	3112/131
Instrument	643427

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	3294 CASCADE RD, LINCOLNTON, NC 28092-9505
Document Number	2707955
Book / Page	002707 / 000955
Instrument Date	Nov 17, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3294 CASCADE RD LINCOLNTON NC 280929505, LINCOLNTON, NC 28092-9505

Mortgage

Document Number	2707955
Date	Nov 22, 2017
Book Page	002707/000955
Instrument	570993

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 21, 2047

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Lincoln County
Unified School District	Lincoln County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$2,158.00	$346,118 Land $30,000 Building $316,118	$346,118 Land $30,000 Building $316,118

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RIVER MEADOWS S/D private · serves 119 people · EPA ID NC0155137
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	6 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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