3277 Cascade Rd, Lincolnton, NC 28092 Property Records

Lincoln County property record for 3277 Cascade Rd, Lincolnton, NC 28092

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,663 sqft · built 1999
Lot Size	0.68 acres (29,621 sqft)
Owner	2 Individual Names on File
Last Sale	$121,900 (May 1999)
Tax Bill	$2,077 (2026)
Deeds & Mortgages	Mar 2021 Mortgage Jun 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`3625-15-5186`

Property Details

APN / Parcel Number

Primary APN	`3625-15-5186`
Alternative APNs	`362500155167` `103809` `74739`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,663 sqft Living Area

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	29,621 sqft (0.68 acres)
Storage Building	140 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	103809
Street Address	3277 CASCADE RD
City	LINCOLNTON
State	NC
Zip	28092-9505
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-SF
Legal Description	#22 LOT RIVER MEADOWS SUB
Legal Subdivision	RIVER MEADOWS
Legal Lot Number	22
Jurisdiction	LINCOLN NC
Township / Civil Division	LINCOLNTON
Census Block Group	3
Census Block	3016
Census Tract	70800

Owner

3277 Cascade Rd is owned and occupied by two individuals who bought it in May 1999.

Source: Lincoln County records, as of August 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	3277 CASCADE RD, LINCOLNTON, NC 28092-9505
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage C&F MORTGAGE CORP
Jun 29, 2019	Deed of Trust, Mortgage · Line of Credit TRULIANT FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 24, 1999 · Amount on File
Deed Sale	May 24, 1999 · Amount on File
Deed Book / Page	1115 / 79
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	3277 CASCADE RD, LINCOLNTON, NC 28092-9505
Transaction Type	Mortgage
Record Updated	Apr 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3021909
Date	Mar 23, 2021
Book Page	3021/909
Instrument	627777

Lender

Name	C&F MORTGAGE CORP
Type	Mortgage Company
Address	MIDLOTHIAN, VA 23113

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2036

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	3277 CASCADE RD, LINCOLNTON, NC 28092-9505
Document Number	2831557
Instrument Date	Jun 29, 2019
Transaction Type	Mortgage
Record Updated	Jul 24, 2019
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3277 CASCADE RD LINCOLNTON NC 280929505, LINCOLNTON, NC 28092-9505

Mortgage

Document Number	2831557
Date	Jul 18, 2019
Book Page	002831/000557
Instrument	595204

Lender

Name	TRULIANT FCU
Type	Credit Union
Address	WINSTON SALEM, NC 27103

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 17, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 3277 Cascade Rd was $2,077.

Source: Lincoln County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Lincoln County
Unified School District	Lincoln County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,077.00	$318,152 Land $30,000 Building $288,152	$318,152 Land $30,000 Building $288,152
2023	$1,993.00	$318,152 Land $30,000 Building $288,152	$318,152 Land $30,000 Building $288,152

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3277 Cascade Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3277 Cascade Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RIVER MEADOWS S/D private · serves 119 people · EPA ID NC0155137
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	6 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Cell Coverage

5G and 4G LTE (outdoors only)

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