3294 Beaver Ave, Spring Hill, FL 34609 Property Records

Hernando County property record for 3294 Beaver Ave, Spring Hill, FL 34609

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,734 sqft · built 2018
Lot Size	0.23 acres (10,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$307,500 (Jun 2023)
Tax Bill	$3,703 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit Jun 2023 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5140-0926-0250`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5140-0926-0250`
Alternative APNs	`00550905` `550905`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,734 sqft Living Area
Gross Area	2,289 sqft
1st Floor Area	1,734 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Block/Stucco
Construction Type	Concrete
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,000 sqft (0.23 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	155 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00550905
Street Address	3294 BEAVER AVE
City	SPRING HILL
State	FL
Zip	34609-2805
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 14 BLK 926 LOT 25
Legal Range	17E
Legal Township	23S
Legal Section	32
Legal Subdivision	SPRING HILL UNIT 14
Legal Block	926
Legal Lot Number	25
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	1
Census Block	1018
Census Tract	41006

Owner

Source: Hernando County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3294 BEAVER AVE, SPRING HILL, FL 34609-2805
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2025	Deed of Trust, Mortgage · Line of Credit SUNCOAST CU
Jun 26, 2023	Warranty Deed, Transfer · Conventional Mortgage SUNCOAST CU
Oct 25, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
May 9, 2018	Warranty Deed, Transfer · FHA Mortgage HOME POINT FINANCIAL CORPORATION
Aug 14, 2017	Warranty Deed, Transfer SOUTHERN SECURITY TITLE SERVICES, SOUTHERN SEC TITLE SVCS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 26, 2023 · Amount on Record
Deed Sale	Jun 26, 2023 · Amount on Record
Prior Sale	May 9, 2018 · Amount on Record
Deed Document Number	202339465
Deed Book / Page	4313 / 489
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	3294 BEAVER AVE, SPRING HILL, FL 34609-2805
Transaction Type	Mortgage
Record Updated	Oct 13, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3294 BEAVER AVE, SPRING HILL, FL 34609-2805

Mortgage

Document Number	0046101159
Date	Sep 17, 2025
Book Page	4610/1159
Instrument	2025064642

Lender

Name	SUNCOAST CU
Type	Credit Union
Address	TAMPA, FL 33680

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	216 Months
Due	Sep 16, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Jun 26, 2023
Property Address	3294 BEAVER AVE, SPRING HILL, FL 34609-2805
Document Number	0043130489
Book / Page	4313 / 489
Map Reference	MB 9 PG 7-9
Instrument Date	Jun 26, 2023
Instrument	2023039465
Transaction Type	Transfer
Record Updated	Jul 28, 2023
Title Company	HOMES AND LAND TITLE SERVICES/HERNAN, HOMES & LAND TTL SVCS OF HER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,152.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7903 CROTON AVE, TAMPA, FL 33619-7329

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3294 BEAVER AVE, SPRING HILL, FL 34609-2805

Mortgage

Document Number	0004313490
Date	Jun 26, 2023
Instrument	4313/490

Lender

Name	SUNCOAST CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	4.62%
Type Change Date	Jul 1, 2026
Change Frequency	3 Years
Min Rate At Change	3.12%
Max Rate At Change	6.12%
Index	3-Year TN
Max Rate	9.62%

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	3294 BEAVER AVE, SPRING HILL, FL 34609-2805
Transaction Type	Mortgage
Record Updated	Nov 15, 2021
Title Company	ACTION TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3294 BEAVER AVE, SPRING HILL, FL 34609-2805

Mortgage

Document Number	0040741437
Date	Oct 25, 2021
Book Page	4074/1437
Instrument	2021080109

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	321 Months
Due	Jul 1, 2048

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	May 9, 2018
Property Address	3294 BEAVER AVE, SPRING HILL, FL 34609-2805
Document Number	0035811418
Book / Page	3581 / 1418
Map Reference	MB19 PG7-9
Instrument Date	May 4, 2018
Instrument	2018028305
Transaction Type	Transfer
Record Updated	Dec 7, 2021
Title Company	SOUTHERN SECURITY TITLE SERV

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,155.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13621 STACEY DR, 13621, HUDSON, FL 34667-1560

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3294 BEAVER AVE, SPRING HILL, FL 34609-2805

Mortgage

Document Number	2018028306
Date	May 9, 2018
Instrument	2018028306

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2048

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Aug 14, 2017
Property Address	3294 BEAVER AVE, SPRING HILL, FL 34609-2805
Document Number	0034971014
Book / Page	003497 / 001014
Instrument Date	Aug 4, 2017
Instrument	46481
Transaction Type	Transfer
Record Updated	Sep 25, 2017
Title Company	SOUTHERN SECURITY TITLE SERVICES, SOUTHERN SEC TITLE SVCS

Transaction

Amount	Amount Recorded
Tax	$63.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	13621 STACEY DR HUDSON FL 346671560, HUDSON, FL 34667-1560

Tax Assessment & Valuation

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,703.00 (+4.81%)	$250,379 (-8.04%)	$292,173 (+2.9%) Land $37,500 Building $254,673
2023		$272,257 (+3%) Land $21,865 Building $250,392
2022	$3,533.00 Homeowner's exemption	$264,327 Land $20,700 Building $243,627	$283,951 Land $31,000 Building $252,951

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Tillman Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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