3272 Beaver Ave, Spring Hill, FL 34609 Property Records

Hernando County property record for 3272 Beaver Ave, Spring Hill, FL 34609

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,702 sqft · built 1988
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on Record
Last Sale	$165,000 (Dec 2018)
Tax Bill	$1,590 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5140-0926-0220`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5140-0926-0220`
Alternative APNs	`00550870` `550870`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,702 sqft Living Area
1st Floor Area	1,702 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1998
Exterior Material	Stucco
Construction Type	Concrete
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Garage Area	538 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	415 sqft
Patio Area	32 sqft
Utility Building	48 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00550870
Street Address	3272 BEAVER AVE
City	SPRING HILL
State	FL
Zip	34609-2805
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 14 BLK 926 LOT 22
Legal Range	18E
Legal Township	23S
Legal Section	17
Legal Subdivision	SPRING HILL UNIT 14
Legal Block	926
Legal Lot Number	22
Legal Unit	14
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	1
Census Block	1018
Census Tract	41006

Owner

Source: Hernando County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3272 BEAVER AVE, SPRING HILL, FL 34609-2805
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Dec 23, 2020	Deed of Trust, Mortgage · FHA Mortgage US BANK NA
Dec 19, 2018	Warranty Deed, Transfer · FHA Mortgage PATRIOT LENDING SERVICES INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 19, 2018 · Amount on Record
Deed Sale	Dec 19, 2018 · Amount on Record
Prior Sale	Jul 18, 2005 · Amount on Record
Deed Document Number	2018075555
Deed Book / Page	3653 / 0648
Record Updated	Jun 8, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	3272 BEAVER AVE, SPRING HILL, FL 34609-2805
Transaction Type	Mortgage
Record Updated	Jan 10, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3272 BEAVER AVE, SPRING HILL, FL 34609-2805

Mortgage

Document Number	0040941873
Date	Dec 6, 2021
Book Page	4094/1873
Instrument	2021091552

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2051

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	3272 BEAVER AVE, SPRING HILL, FL 34609-2805
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3272 BEAVER AVE, SPRING HILL, FL 34609-2805

Mortgage

Document Number	0039300548
Date	Dec 23, 2020
Book Page	3930/548
Instrument	2020080809

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	337 Months
Due	Jan 1, 2049

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Dec 19, 2018
Property Address	3272 BEAVER AVE, SPRING HILL, FL 34609-2805
Document Number	0036530648
Book / Page	3653 / 0648
Map Reference	MB 9 PG 7
Instrument Date	Dec 14, 2018
Instrument	2018075555
Transaction Type	Transfer
Record Updated	Dec 7, 2021
Title Company	NORTH AMERICAN TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,155.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1008 WRIGHT ST, 1008, BLOOMINGTON, IL 61701-6744

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3272 BEAVER AVE, SPRING HILL, FL 34609-2805

Mortgage

Document Number	2018075556
Date	Dec 19, 2018
Instrument	2018075556

Lender

Name	PATRIOT LENDING SERVICES INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

Source: Hernando County assessment roll, as of October 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,590.00 (+1.92%) Additional exemption filed	$150,822 (+5.99%)	$263,187 (+2.62%) Land $37,500 Building $225,687
2023		$142,302 (+3%) Land $142,302
2022	$1,560.00 Homeowner's exemption	$138,157	$256,477 Land $31,000 Building $225,477

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Tillman Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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