32925 Vista de Oro, Temecula, CA 92591 Property Records

Riverside County property record for 32925 Vista de Oro, Temecula, CA 92591

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,483 sqft · built 1989
Lot Size	4.41 acres (192,100 sqft)
Owner	2 Company Names on Record
Last Sale	$545,000 (May 2003)
Tax Bill	$9,574 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Sep 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`943-050-013`

Property Details

APN / Parcel Number

Primary APN	`943-050-013`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,483 sqft Living Area
Gross Area	3,093 sqft
1st Floor Area	2,483 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1990
Construction Type	Wood
Roof Material	Wood Shingle
Lot Area	192,100 sqft
Garage Type	Attached
Garage Area	610 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	32925 VISTA DE ORO
City	TEMECULA
State	CA
Zip	92591-4941
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA5
Legal Description	4.41 ACRES NET IN PAR 4 PM 093/046 PM 16011
Legal Subdivision	PARCEL MAP NO 16011
Legal Lot Number	4
Jurisdiction	RIVERSIDE CA
Township / Civil Division	MURRIETA
Census Block Group	1
Census Block	1035
Census Tract	43297

Owner

Source: Riverside County records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on Record
Mailing Address	32925 VISTA DE ORO, TEMECULA, CA 92591-4941
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage STRONG HOME MORTGAGE LLC
Sep 23, 2017	Deed of Trust, Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 21, 2003 · Amount on Record
Deed Sale	May 21, 2003 · Amount on Record
Deed Document Number	2003364928
Last Transfer Date	Jun 13, 2024
Transfer Doc	0000210107
Record Updated	Oct 29, 2026

December 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RIVERSIDE CA
Recording Date	Dec 16, 2020
Property Address	32925 VISTA DE ORO, TEMECULA, CA 92591-4941
Document Number	0000640300
Map Reference	MB 93 PG 46&47
Instrument Date	Aug 25, 2020
Instrument	2020-0640300
Transaction Type	Transfer
Record Updated	Sep 28, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	32925 VISTA DE ORO, TEMECULA, CA 92591-4941

Mortgage

Document Number	0000640301
Date	Dec 16, 2020
Instrument	2020-0640301

Lender

Name	STRONG HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Sep 1, 2050

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	32925 VISTA DE ORO, TEMECULA, CA 92591-4941
Document Number	0000407159
Instrument Date	Sep 23, 2017
Transaction Type	Mortgage
Record Updated	Aug 25, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	32925 VISTA DE ORO TEMECULA CA 925914941, TEMECULA, CA 92591-4941

Mortgage

Document Number	0000407159
Date	Oct 2, 2017
Instrument	407159

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Unified School District	Temecula Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$848,831 (+2%) Land $295,445 Building $553,386
2025	$9,574.00 (+2.46%) Homeowner's exemption	$832,188 (+4.04%) Land $289,652 Building $542,536
2023	$9,344.00 (+1.95%) Homeowner's exemption	$799,875 Land $278,405 Building $521,470
2022	$9,165.00
2021			$1,071,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 71% of the US · above 46% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RANCHO CALIFORNIA WATER DISTRICT serves 146,147 people · EPA ID CA3310038
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Accel Wireless.

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