Oakland County property record for 3292 Adele Ter, Commerce Township, MI 48382 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1930 |
| Square Footage | 1,584 sqft Living Area |
| Lot Size | 13,068 sqft (0.3 acres) |
| Garage | 807 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $989.00 (2025) |
| Primary APN | E-17-11-430-007 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 4 Rooms |
| Building Area | 1,584 sqft Living Area |
| 1st Floor | 864 sqft 1st Floor |
| Basement Area | 864 sqft Basement |
| Unfinished Basement | 864 sqft Unfinished |
| Stories | 1 Stories |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Architectural Style | Bungalow Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Foundation Type | No Foundation Foundation |
| Roof Construction | Gable Roof Construction |
| Lot Area | 13,068 sqft (0.3 acres) |
| Parking Spaces | 3 Parking Spaces |
| Garage Area | 807 sqft Garage |
| Porch Area | 294 sqft Porch |
| Cooling System | None Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Gas Heating Fuel |
| Sewage | Septic Sewage |
| Water Source | Well Water Source |
| Street Address | 3292 ADELE TER |
|---|---|
| City | COMMERCE TOWNSHIP |
| State | MI |
| Zip | 48382-4402 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | T2N, R8E, SEC 11 MAPLE POINTE BEACH ANNEX LOTS 3 & 4 BLK 14 |
| Legal Range | 08E |
| Legal Township | 02N |
| Legal Section | 11 |
| Legal Subdivision | MAPLE POINTE |
| Legal Block | 14 |
| Legal Lot Number | 3-4 |
| Jurisdiction | OAKLAND MI |
| Minor Civil Division | COMMERCE |
| Census Blockgroup | 3 |
| Census Block | 3006 |
| Census Tract | 134400 |
Source: Oakland County records · APN E-17-11-430-007
Assessment roll updated January 21, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3292 ADELE TER, COMMERCE TOWNSHIP, MI 48382-4402 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jan 06, 2023 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Jun 28, 2017 | Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA |
| Aug 02, 2018 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Sep 19, 2018 | Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA |
| Apr 29, 2019 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 3292 ADELE TER, COMMERCE TOWNSHIP, MI 48382-4402 |
| Transaction Type | Mortgage |
| Record Updated | Jan 24, 2023 |
| Title Company | DEVON TITLE |
| Name | Verified Name |
|---|---|
| Address | 3292 ADELE TER, COMMERCE TOWNSHIP, MI 48382-4402 |
| Document Number | 0000002205 |
|---|---|
| Date | Jan 06, 2023 |
| Book Page | 58357/421 |
| Instrument | 2205 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Dec 18, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 3292 ADELE TER, COMMERCE TOWNSHIP, MI 48382-4402 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000124527 |
|---|---|
| Date | Jun 28, 2017 |
| Book Page | 50816/00601 |
| Instrument | 124527 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | MONROE, LA 71203 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 420 Months |
| Due | Jun 16, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 3292 ADELE TER, COMMERCE TOWNSHIP, MI 48382-4402 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | TITLE SOURCE INC |
| Name | Verified Name |
|---|
| Document Number | 0000128880 |
|---|---|
| Date | Aug 02, 2018 |
| Book Page | 52058/00376 |
| Instrument | 128880 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Aug 01, 2028 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 3292 ADELE TER, COMMERCE TOWNSHIP, MI 48382-4402 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000154302 |
|---|---|
| Date | Sep 19, 2018 |
| Book Page | 52196/00639 |
| Instrument | 154302 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COMMERCE TOWNSHIP, MI 48382 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 15, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 3292 ADELE TER, COMMERCE TOWNSHIP, MI 48382-4402 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | TITLE SOURCE INC |
| Name | Verified Name |
|---|
| Document Number | 0000065785 |
|---|---|
| Date | Apr 29, 2019 |
| Book Page | 52774/00476 |
| Instrument | 65785 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | May 01, 2029 |
Source: Oakland County records · Assessment roll updated January 21, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| County Subdivision | Commerce Charter Township |
| Unified School District | Walled Lake Consolidated Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $989.00 (-42.7%) Homeowner's exemption | $110,310 (+21.69%) | $220,620 (+21.69%) |
| 2024 | $1,726.00 (+13.25%) | ||
| 2023 | $90,650 | $181,300 | |
| 2021 | $1,524.00 |
3292 Adele Ter is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Oakland County (26125C), updated December 8, 2024
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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