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3245 Adele Ter, Commerce Township, MI 48382 Property Records

Oakland County property record for 3245 Adele Ter, Commerce Township, MI 48382 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms3.5 Baths
Year BuiltBuilt 1964
Square Footage1,782 sqft Living Area
Lot Size12,894 sqft (0.296 acres)
OccupancyOwner Occupied
Last Sale$545,000 (2018)
Tax Bill$5,298.00 (2025)

Property Details

APN / Parcel Number

Primary APNE-17-11-431-009

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Partial Baths1 Partial Baths
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms6 Rooms
Building Area1,782 sqft Living Area
1st Floor1,782 sqft 1st Floor
Basement Area1,382 sqft Basement
Unfinished Basement1,382 sqft Unfinished
Game RoomGame Room
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1964
Effective Year BuiltEffective 1964
Architectural StyleRanch Style
Exterior MaterialAluminum/Vinyl Exterior
Roof ConstructionGable Roof Construction
Lot Area12,894 sqft (0.296 acres)
Depth X Width160 ft x 69 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage Area440 sqft Garage
Deck Area332 sqft Deck
Patio Area332 sqft Patio
Porch Area48 sqft Porch

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel
SewageSeptic Sewage
Water SourceWell Water Source

Location & Zoning

Street Address3245 ADELE TER
CityCOMMERCE TOWNSHIP
StateMI
Zip48382-4403
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionT2N, R8E, SEC 11 NORTH SHORES SUB W 1/2 OF LOT 44 & ALL OF LOT 45
Legal Range08E
Legal Township02N
Legal Section11
Legal SubdivisionNORTH SHORES SUB
Legal Lot Number44-45
JurisdictionOAKLAND MI
Minor Civil DivisionCOMMERCE
Census Blockgroup3
Census Block3005
Census Tract134400

Owner

Source: Oakland County records · APN E-17-11-431-009

Assessment roll updated January 21, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3245 ADELE TER, COMMERCE TOWNSHIP, MI 48382-4403
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
May 15, 2019Deed of Trust, Mortgage · Line of Credit
THE HUNTINGTON NATIONAL BANK
Jan 09, 2020Deed of Trust, Mortgage · Conventional Mortgage
CALIBER HM LOANS
Nov 15, 2018Warranty Deed, Transfer
DEVON TITLE AGENCY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 15, 2018 · Amount on Record
Deed SaleNov 15, 2018 · Amount on Record
Prior SaleJul 13, 2006 · Amount on Record
Deed Doc Number20186867
Deed Book / Page52363 / 224
Prior Transfer DateOct 13, 2015
Prior Transfer Doc0000210909
Record RefreshedSep 20, 2026

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address3245 ADELE TER, COMMERCE TOWNSHIP, MI 48382-4403
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address3245 ADELE TER, COMMERCE TOWNSHIP, MI 48382-4403

Mortgage

Document Number0000074626
DateMay 15, 2019
Book Page52826/00078
Instrument74626
Lender
NameTHE HUNTINGTON NATIONAL BANK
TypeBank
AddressCOLUMBUS, OH 43231
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueApr 30, 2049
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address3245 ADELE TER, COMMERCE TOWNSHIP, MI 48382-4403
Document Number0000017148
Instrument DateJan 09, 2020
Transaction TypeMortgage
Record UpdatedFeb 27, 2020
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address3245 ADELE TER COMMERCE TOWNSHIP MI 483824403, COMMERCE TOWNSHIP, MI 48382-4403

Mortgage

Document Number0000017148
DateJan 22, 2020
Book Page053750/000341
Instrument17148
Lender
NameCALIBER HM LOANS
TypeFunding / Finance Company
AddressCOPPELL, TX 75019
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 21, 2050

November 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateNov 15, 2018
Property Address3245 ADELE TER, COMMERCE TOWNSHIP, MI 48382-4403
Document Number0000186867
Book / Page52363 / 00224
Map ReferenceLB 35 PG 39
Instrument DateNov 01, 2018
Instrument186867
Transaction TypeTransfer
Record UpdatedJun 29, 2021
Title CompanyDEVON TITLE AGENCY

Transaction

AmountAmount Recorded
Tax$4,687.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address5003 CAMBERLEY ST, 5003, FRANKLIN, TN 37064-1721

Transferred To (Grantee/Buyer)

NameVerified Name
Address3245 ADELE TER, COMMERCE TOWNSHIP, MI 48382-4403

Tax Assessment & Valuation

Source: Oakland County records · Assessment roll updated January 21, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
County SubdivisionCommerce Charter Township
Unified School DistrictWalled Lake Consolidated Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$5,298.00 (-38.29%) Homeowner's exemption$291,400 (+11.98%)$582,800 (+11.98%)
2024$8,585.00 (+13.77%)
2023$260,230$520,460
2021$7,546.00

Flood & Wildfire

3245 Adele Ter is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Oakland County (26125C), updated December 8, 2024

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 100 ft

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

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