3291 Summit Ridge Ter, Chico, CA 95928 Property Records

Butte County property record for 3291 Summit Ridge Ter, Chico, CA 95928

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 2,022 sqft · built 2006
Lot Size0.25 acres (10,890 sqft)
Owner2 Individual Names on File
Last Sale$539,500 (Apr 2006)
Tax Bill$8,425 (2025)
Deeds & MortgagesJan 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN018-120-085-000

Property Details

APN / Parcel Number

Primary APN018-120-085-000
Alternative APN
  • 018-120-085

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms2 Rooms
Stories1 Story
Building Area2,022 sqft Living Area
1st Floor Area2,022 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Construction TypeWood
Foundation TypeNo Foundation
Lot Area10,890 sqft (0.25 acres)
Garage TypeAttached
Garage Area756 sqft
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerConnected

Location & Zoning

Old Parcel Number018-120-085
Street Address3291 SUMMIT RIDGE TER, TE
CityCHICO
StateCA
Zip95928-7384
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 32 SIENA AT CANYON OAKS PH 1
Legal SubdivisionCANYON OAKS PH 1
Legal Lot Number32
JurisdictionBUTTE CA
Township / Civil DivisionPARADISE
Census Block Group3
Census Block3001
Census Tract1602

Owner

3291 Summit Ridge Ter is owned and occupied by two individuals who acquired it in August 2012.

Source: Butte County records, as of August 21, 2026

Owner of Record2 Individual Names on File
Mailing Address3291 SUMMIT RIDGE TER, CHICO, CA 95928-7384
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 27, 2006 · Amount on File
Deed SaleApr 27, 2006 · Amount on File
Deed Document Number200621297
Last Transfer DateAug 24, 2012
Transfer Doc0000032746
Record UpdatedOct 29, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBUTTE CA
Property Address3291 SUMMIT RIDGE TER, CHICO, CA 95928-7384
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address3291 SUMMIT RIDGE TER, CHICO, CA 95928-7384

Mortgage

Document Number0000000035
DateJan 4, 2021
Instrument2021-0000035
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJan 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 3291 Summit Ridge Ter was $8,425 with a homeowner's exemption.

Source: Butte County assessment roll, as of August 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyButte County
MunicipalityChico City
Unified School DistrictChico Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$751,995 (+2%) Land $348,470 Building $403,525
2025$8,425.00 Homeowner's exemption$737,251 Land $341,638 Building $395,613
2024$702,810
2023$7,813.00 (+11.28%) Homeowner's exemption$708,624 Land $328,373 Building $380,251
2022$7,021.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3291 Summit Ridge Ter in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3291 Summit Ridge Ter is high, ranking above 79% of the US, with a 0.5% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 79% of the US · above 56% of California
Wildfire Likelihood0.5% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCAL-WATER SERVICE CO.-CHICO
private · serves 110,473 people · EPA ID CA0410002
Water SourceGroundwater
Last State InspectionMay 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
DigitalPath
Fixed Wireless
400 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Summit Ridge Ter

Nearby Streets

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