3286 Summit Ridge Ter, Chico, CA 95928 Property Records

Butte County property record for 3286 Summit Ridge Ter, Chico, CA 95928

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,638 sqft · built 2008
Lot Size	0.22 acres (9,583 sqft)
Owner	Company Name on File
Last Sale	$505,000 (Jul 2015)
Tax Bill	$6,902 (2025)
Deeds & Mortgages	Aug 2021 Transfer Aug 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`018-120-070-000`

Property Details

APN / Parcel Number

Primary APN	`018-120-070-000`
Alternative APN	`018-120-070`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	2,638 sqft Living Area
1st Floor Area	2,638 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Construction Type	Wood
Foundation Type	No Foundation
Lot Area	9,583 sqft (0.22 acres)
Garage Type	Attached
Garage Area	839 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Old Parcel Number	018-120-070
Street Address	3286 SUMMIT RIDGE TER, TE
City	CHICO
State	CA
Zip	95928-7384
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 17 SIENA AT CANYON OAKS PH 1
Legal Subdivision	CANYON OAKS PH 1
Legal Lot Number	17
Jurisdiction	BUTTE CA
Township / Civil Division	PARADISE
Census Block Group	3
Census Block	3003
Census Tract	1602

Owner

3286 Summit Ridge Ter is owned by a company that acquired it in August 2021.

Source: Butte County records, as of August 21, 2026

Owner of Record	Company Name on File
Mailing Address	3286 SUMMIT RIDGE TER, CHICO, CA 95928-7384
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 27, 2021	Intrafamily Transfer, Transfer FIDELITY NATL TTL CO OF CA
Aug 27, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Jan 3, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Feb 20, 2018	Deed of Trust, Mortgage · Line of Credit TRI COUNTIES BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 16, 2015 · Amount on File
Deed Sale	Jul 16, 2015 · Amount on File
Prior Sale	Feb 17, 2012 · Amount on File
Deed Document Number	201525352
Last Transfer Date	Aug 22, 2021
Transfer Doc	0000038089
Record Updated	Oct 29, 2026

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BUTTE CA
Recording Date	Aug 27, 2021
Property Address	3286 SUMMIT RIDGE TER, CHICO, CA 95928-7384
Document Number	0000038089
Map Reference	MB 165 PG 98-101
Instrument Date	Aug 22, 2021
Instrument	2021-0038089
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	FIDELITY NATL TTL CO OF CA

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3286 SUMMIT RIDGE TER, CHICO, CA 95928-7384

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BUTTE CA
Recording Date	Aug 27, 2021
Property Address	3286 SUMMIT RIDGE TER, CHICO, CA 95928-7384
Document Number	0000038087
Map Reference	MB 165 PG 98-101
Instrument Date	Aug 22, 2021
Instrument	2021-0038087
Transaction Type	Transfer
Record Updated	Sep 21, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL CO OF CA

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3286 SUMMIT RIDGE TER, CHICO, CA 95928-7384

Mortgage

Document Number	0000038088
Date	Aug 27, 2021
Instrument	2021-0038088

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BUTTE CA
Recording Date	Jan 3, 2020
Property Address	3286 SUMMIT RIDGE TER, CHICO, CA 95928-7384
Document Number	0000000155
Instrument Date	Dec 18, 2019
Instrument	155
Transaction Type	Transfer
Record Updated	Jan 30, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3286 SUMMIT RIDGE TER CHICO CA 959287384, CHICO, CA 95928-7384

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTTE CA
Property Address	3286 SUMMIT RIDGE TER, CHICO, CA 95928-7384
Document Number	0000007488
Instrument Date	Feb 20, 2018
Transaction Type	Mortgage
Record Updated	Mar 26, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3286 SUMMIT RIDGE TER CHICO CA 959287384, CHICO, CA 95928-7384

Mortgage

Document Number	0000007488
Date	Mar 1, 2018
Instrument	7488

Lender

Name	TRI COUNTIES BANK
Type	Bank
Address	CHICO, CA 95926

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 3286 Summit Ridge Ter was $6,902.

Source: Butte County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Butte County
Municipality	Chico City
Unified School District	Chico Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$609,768 (+2%) Land $259,602 Building $350,166
2025	$6,902.00	$597,812 Land $254,512 Building $343,300
2024			$812,970
2023	$6,401.00 (+1.62%)	$574,600 Land $244,630 Building $329,970
2022	$6,299.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3286 Summit Ridge Ter in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3286 Summit Ridge Ter is high, ranking above 79% of the US, with a 0.5% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 79% of the US · above 57% of California
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL-WATER SERVICE CO.-CHICO private · serves 110,473 people · EPA ID CA0410002
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
DigitalPath Fixed Wireless	400 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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