3290 Mount Carmel Rd, Cincinnati, OH 45244 Property Records

Hamilton County property record for 3290 Mount Carmel Rd, Cincinnati, OH 45244

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,008 sqft · built 1957
Lot Size0.321 acres (14,000 sqft)
Owner2 Individual Names on Record
Last Sale$60,400 (Jan 2013)
Tax Bill$4,340 (2025)
Deeds & MortgagesSep 2025 Second Mortgage
Jul 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN500-0074-0006-00

Property Details

APN / Parcel Number

Primary APN500-0074-0006-00
Alternative APN
  • 89040463

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,008 sqft Living Area
Gross Area3,024 sqft
1st Floor Area1,008 sqft
Basement Area1,008 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1957
Effective Year BuiltEffective 1957
Architectural StyleConventional
Exterior MaterialBrick
Construction TypeBrick
Roof MaterialAsphalt
Lot Area14,000 sqft (0.321 acres)
Lot Dimensions172 ft deep x 100 ft wide
Garage TypeAttached
Garage Area1,008 sqft
Parking Spaces4 Parking Spaces
PorchOpen Frame Porch
Porch Area84 sqft
Patio Area484 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemBaseboard
Heating FuelOil
SewerSeptic

Location & Zoning

Street Address3290 MOUNT CARMEL RD
CityCINCINNATI
StateOH
Zip45244-4316
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMT CARMEL RD 100 X 172.51IR 0.351 AC SUR 6532 &706
Legal SubdivisionMT CARMEL HEIGHTS SEC 01
Legal Lot Number4
JurisdictionHAMILTON OH
Township / Civil DivisionANDERSON
Census Block Group1
Census Block1038
Census Tract24901

Owner

Source: Hamilton County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3290 MOUNT CARMEL RD, CINCINNATI, OH 45244-4316
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 8, 2025Deed of Trust, Mortgage · Stand-Alone Second Mortgage
NATIONSTAR MORTGAGE LLC
Jul 27, 2020Deed of Trust, Mortgage · Conventional with PMI
NATIONS RELIABLE LNDG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 25, 2013 · Amount on Record
Deed SaleJan 25, 2013 · Amount on Record
Prior SaleNov 19, 2012 · Amount on Record
Deed Document Number201311597
Deed Book / Page12223 / 1917
Prior Transfer DateDec 30, 1993
Prior Transfer Doc0000028973
Record UpdatedOct 29, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address3290 MOUNT CARMEL RD, CINCINNATI, OH 45244-4316
Transaction TypeMortgage
Record UpdatedApr 10, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address3290 MOUNT CARMEL RD, CINCINNATI, OH 45244-4316

Mortgage

Document Number0000069185
DateSep 8, 2025
Book Page15495/2153
Instrument2025-0069185
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term240 Months
DueSep 1, 2045

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address3290 MOUNT CARMEL RD, CINCINNATI, OH 45244-4316
Document Number0000079990
Instrument DateJul 27, 2020
Transaction TypeMortgage
Record UpdatedNov 3, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3290 MOUNT CARMEL RD CINCINNATI OH 452444316, CINCINNATI, OH 45244-4316

Mortgage

Document Number0000079990
DateAug 12, 2020
Book Page014230/000957
Instrument79990
Lender
NameNATIONS RELIABLE LNDG
AddressHOUSTON, TX 77027
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueAug 11, 2050

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
County SubdivisionAnderson Township
Unified School DistrictForest Hills Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,340.00 (+2.19%)$55,503 (-) Land $12,334 Building $43,169$158,580 (-) Land $35,240 Building $123,340
2024$4,247.00 (+4.12%)$55,503 (-) Land $12,334 Building $43,169
2023$4,079.00 (+9.62%)$55,503 (+26.43%) Land $12,334 Building $43,169$158,580 (+26.43%) Land $35,240 Building $123,340
2022$3,721.00 Homeowner's exemption$43,901 Land $9,601 Building $34,300
2020$125,430 Land $27,430 Building $98,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 46 policies
Nearby Flood Policies46 in force
Nearby Flood Claims108 (1978–2025)
Claims Outside the SFHA6 of 108
Most Recent ClaimApr 2025 · river or lake flooding
Claims by Event
  • Severe Storms, Landslides, And Mudslides, Feb 2018 · 12 claims
  • Severe Storms And Flooding, Mar 1997 · 39 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCLERMONT PUBLIC WATER SYSTEM
private · serves 133,059 people · EPA ID OH1302212
Water SourceSurface water
Last State InspectionMar 2025
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Oct 2018
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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