Clermont County property record for 3278 Mount Carmel Rd, Cincinnati, OH 45244
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $6,800 (Jun 2019) |
| Tax Bill | $204 (2025) |
| Deeds & Mortgages | Oct 2026 Mortgage Jun 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-41-39.-005 |
| Primary APN | 41-41-39.-005 |
|---|
| Lot Area | 10,019 sqft (0.23 acres) |
|---|---|
| View / Lot | Cul-de-sac |
| Shed | 1 Shed |
| Shed Area | 90 sqft |
| Heating Fuel | Gas |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 3278 MOUNT CARMEL RD |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45244-4316 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MT CARMEL HEIGHTS 1; LOT 5; HOUSE SITS IN HAMILTON CTY |
| Legal Subdivision | MT CARMEL HEIGHTS |
| Legal Lot Number | 5 |
| Jurisdiction | CLERMONT OH |
| Township / Civil Division | UNION |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 41406 |
3278 Mount Carmel Rd is owned and occupied by two individuals who bought it in June 2019.
Source: Clermont County records, as of October 19, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3278 MOUNT CARMEL RD, CINCINNATI, OH 45244-4316 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 6, 2026 | Deed of Trust, Mortgage · Conventional Mortgage CARRINGTON MORTGAGE SERVICES LLC |
| Jun 4, 2019 | Fiduciary Deed, Transfer · FHA Mortgage VAN DYK MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 4, 2019 · Amount on File |
| Deed Sale | Jun 4, 2019 · Amount on File |
| Prior Sale | Sep 20, 1999 · Amount on File |
| Deed Document Number | 201911327 |
| Deed Book / Page | 2809 / 2634 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLERMONT OH |
| Recording Date | Oct 6, 2026 |
| Property Address | 3278 MOUNT CARMEL RD, CINCINNATI, OH 45244-4316 |
| Document Number | 0000023155 |
| Book / Page | 3035 / 5056 |
| Instrument Date | Sep 24, 2026 |
| Instrument | 202623155 |
| Transaction Type | Mortgage |
| Record Updated | Oct 19, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Remainderman, 286 |
| Address | 3278 MOUNT CARMEL RD, CINCINNATI, OH 45244-4316 |
| Document Number | 0000023155, |
|---|---|
| Date | Oct 6, 2026 |
| Book Page | 3035/5056 |
| Instrument | 202623155 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Fiduciary Deed |
|---|---|
| Jurisdiction | CLERMONT OH |
| Recording Date | Jun 4, 2019 |
| Property Address | 3278 MOUNT CARMEL RD, CINCINNATI, OH 45244-4316 |
| Document Number | 0000011327 |
| Book / Page | 2809 / 2634 |
| Map Reference | MB E |
| Instrument Date | May 23, 2019 |
| Instrument | 201900011327 |
| Transaction Type | Transfer |
| Record Updated | May 16, 2022 |
| Title Company | HOMETOWN TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 3278 MOUNT CARMEL RD, CINCINNATI, OH 45244-4316 |
| Document Number | 0000011328 |
|---|---|
| Date | Jun 4, 2019 |
| Instrument | 201900011328 |
| Name | VAN DYK MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2049 |
| Document Number | 0000011329 |
|---|---|
| Date | Jun 4, 2019 |
| Book Page | 2809/2648 |
| Instrument | 201900011329 |
| Name | VAN DYK MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | GRAND RAPIDS, MI 49546 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Jun 1, 2029 |
The 2025 property tax bill for 3278 Mount Carmel Rd was $204.
Source: Clermont County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Clermont County |
| County Subdivision | Union Township |
| Unified School District | West Clermont Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $204.00 | $3,960 Land $3,960 | |
| 2024 | $11,300 (-) Land $11,300 | ||
| 2023 | $393.00 (+136.75%) | $3,960 (+41.43%) Land $3,960 | $11,300 Land $11,300 |
| 2022 | $166.00 | $2,800 Land $2,800 | |
| 2020 | $8,000 Land $8,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3278 Mount Carmel Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.
Source: FEMA National Flood Hazard Layer, effective February 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2020) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2020 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3278 Mount Carmel Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLERMONT PUBLIC WATER SYSTEM private · serves 133,059 people · EPA ID OH1302212 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures