3290 Laurel Cir, Centerton, AR 72719 Property Records

Benton County property record for 3290 Laurel Cir, Centerton, AR 72719

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,796 sqft · built 2010
Lot Size	0.5 acres (21,780 sqft)
Owner	2 Individual Names on Record
Last Sale	$389,000 (Jan 2011)
Tax Bill	$5,081 (2026)
Deeds & Mortgages	Jul 2019 Mortgage Jul 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`06-04395-000`

Property Details

APN / Parcel Number

Primary APN	`06-04395-000`
Alternative APNs	`151073.0` `151073`

Interior

Full Baths	4 Baths
Half Baths	2 Half Baths
Stories	1 Story
Building Area	2,796 sqft Living Area
Gross Area	3,542 sqft
1st Floor Area	2,383 sqft
Upper Floors Area	413 sqft
Flooring	Wood

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Type	Hip
Roof Material	Fiberglass
Lot Area	21,780 sqft (0.5 acres)
Garage Type	Attached
Garage Area	746 sqft
Driveway	Concrete Driveway
Driveway Area	1,760 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	124 sqft
Porch	Open Porch
Porch Area	439 sqft
Patio Area	160 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3290 LAUREL CIR
City	CENTERTON
State	AR
Zip	72719-8823
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PLAT 2007-868-873 10/23/07 SUBDIVISION IN 21-20-31 & 22-20-31
Legal Range	31
Legal Township	20
Legal Section	22
Legal Subdivision	OAK TREE-CENTERTON
Legal Lot Number	62
Jurisdiction	BENTON AR
Township / Civil Division	9
Census Block Group	3
Census Block	3036
Census Tract	20806

Owner

Source: Benton County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3290 LAUREL CIR, CENTERTON, AR 72719-8823
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2019	Deed of Trust, Mortgage · Conventional Mortgage ARVEST BANK
Jul 27, 2020	Deed of Trust, Mortgage · Line of Credit ARVEST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 3, 2011 · Amount on Record
Deed Sale	Jan 3, 2011 · Amount on Record
Prior Sale	Jul 20, 2010 · Amount on Record
Deed Book / Page	2011 / 145
Last Transfer Date	Mar 10, 2025
Transfer Doc	L202512301
Record Updated	Oct 29, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON AR
Property Address	3290 LAUREL CIR, CENTERTON, AR 72719-8823
Transaction Type	Mortgage
Record Updated	Jul 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000035879
Date	Jul 16, 2019
Instrument	2019035879

Lender

Name	ARVEST BANK
Type	Bank
Address	BELLA VISTA, AR 72714

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jul 15, 2024

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON AR
Property Address	3290 LAUREL CIR, CENTERTON, AR 72719-8823
Transaction Type	Mortgage
Record Updated	Jul 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000045156
Date	Jul 27, 2020
Instrument	2020045156

Lender

Name	ARVEST BANK
Type	Bank
Address	CENTERTON, AR 72719

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jul 23, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Benton County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Arkansas
County	Benton County
Municipality	Centerton City
Unified School District	Bentonville Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,081.00 (+1.34%) Homeowner's exemption	$133,824 (-) Land $25,000 Building $108,824	$669,120 (-) Land $125,000 Building $544,120
2025	$5,014.00 (-8.7%)	$133,824 (+30.96%) Land $25,000 Building $108,824	$669,120 (-) Land $125,000 Building $544,120
2024			$669,120 (+30.96%) Land $125,000 Building $544,120
2023	$5,492.00 Homeowner's exemption	$102,186 Land $14,000 Building $88,186	$510,930 Land $70,000 Building $440,930

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (2013–2019)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Oct 2019 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · above 78% of Arkansas
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTERTON WATERWORKS serves 27,243 people · EPA ID AR0000044
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Brightspeed Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon.

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