3270 Laurel Cir, Centerton, AR 72719 Property Records

Benton County property record for 3270 Laurel Cir, Centerton, AR 72719

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,100 sqft · built 2013
Lot Size	0.46 acres (20,038 sqft)
Owner	2 Individual Names on File
Last Sale	$397,000 (May 2013)
Tax Bill	$6,063 (2026)
Deeds & Mortgages	Dec 2023 Line of Credit Mar 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-04397-000`

Property Details

APN / Parcel Number

Primary APN	`06-04397-000`
Alternative APNs	`151075.0` `151075`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,100 sqft Living Area
Gross Area	3,901 sqft
1st Floor Area	2,166 sqft
Upper Floors Area	934 sqft
Flooring	Wood

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Fiberglass
Lot Area	20,038 sqft (0.46 acres)
Garage Type	Attached
Garage Area	801 sqft
Driveway	Concrete Driveway
Driveway Area	1,386 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	180 sqft
Deck Area	468 sqft
Patio Area	504 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3270 LAUREL CIR
City	CENTERTON
State	AR
Zip	72719-8823
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PLAT 2007-868-873 10/23/07 SUBDIVISION IN 21-20-31 & 22-20-31
Legal Range	31
Legal Township	20
Legal Section	22
Legal Subdivision	OAK TREE-CENTERTON
Legal Lot Number	64
Jurisdiction	BENTON AR
Township / Civil Division	9
Census Block Group	3
Census Block	3036
Census Tract	20806

Owner

3270 Laurel Cir is owned and occupied by two individuals who bought it in May 2013.

Source: Benton County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3270 LAUREL CIR, CENTERTON, AR 72719-8823
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 27, 2023	Deed of Trust, Mortgage · Line of Credit ARVEST BANK
Mar 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage HIGHLANDS RESIDENTIAL MORTGAGE LTD
Nov 6, 2020	Deed of Trust, Mortgage · Commercial Mortgage ARVEST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 9, 2013 · Amount on File
Deed Sale	May 9, 2013 · Amount on File
Prior Sale	Jul 24, 2012 · Amount on File
Deed Book / Page	2013 / 25253
Record Updated	Oct 29, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON AR
Property Address	3270 LAUREL CIR, CENTERTON, AR 72719-8823
Transaction Type	Mortgage
Record Updated	Jan 12, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3270 LAUREL CIR, CENTERTON, AR 72719-8823

Mortgage

Document Number	L202365586
Date	Dec 27, 2023
Instrument	L202365586

Lender

Name	ARVEST BANK
Type	Bank
Address	ROGERS, AR 72758

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Dec 27, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON AR
Property Address	3270 LAUREL CIR, CENTERTON, AR 72719-8823
Transaction Type	Mortgage
Record Updated	Sep 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000016186
Date	Mar 25, 2020
Instrument	2020016186

Lender

Name	HIGHLANDS RESIDENTIAL MORTGAGE LTD
Type	Mortgage Company
Address	DALLAS, TX 75243

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2035

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON AR
Property Address	3270 LAUREL CIR, CENTERTON, AR 72719-8823
Transaction Type	Mortgage
Record Updated	Sep 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3270 LAUREL CIR, CENTERTON, AR 72719-8823

Mortgage

Document Number	0000072652
Date	Nov 6, 2020
Instrument	2020072652

Lender

Name	ARVEST BANK
Type	Bank
Address	ROGERS, AR 72758

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	300 Months
Due	Nov 4, 2045

Tax Assessment & Valuation

The 2026 property tax bill for 3270 Laurel Cir was $6,063 with a homeowner's exemption, up 5.9% from the year before.

Source: Benton County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Arkansas
County	Benton County
Municipality	Centerton City
Unified School District	Bentonville Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,063.00 (+5.94%) Homeowner's exemption	$140,341 (-) Land $25,000 Building $115,341	$701,705 Land $125,000 Building $576,705
2025	$5,723.00 Homeowner's exemption	$140,341 Land $25,000 Building $115,341
2024			$701,705 (+40.78%) Land $125,000 Building $576,705
2023	$5,255.00 Homeowner's exemption	$99,690 Land $14,000 Building $85,690	$498,450 Land $70,000 Building $428,450

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3270 Laurel Cir in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (2013–2019)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Oct 2019 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3270 Laurel Cir is moderate, ranking above 58% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · above 78% of Arkansas
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTERTON WATERWORKS serves 27,243 people · EPA ID AR0000044
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Brightspeed Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon.

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