3290 Elder St NW, Salem, OR 97304 Property Records

Polk County property record for 3290 Elder St NW, Salem, OR 97304

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 2,936 sqft · built 2019
Lot Size	0.157 acres (6,832 sqft)
Owner	2 Individual Names on File
Last Sale	$565,000 (Feb 2023)
Tax Bill	$6,661 (2025)
Deeds & Mortgages	Feb 2023 Sale & Mortgage Sep 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07308-BB-05700`

Property Details

APN / Parcel Number

Primary APN	`07308-BB-05700`
Alternative APN	`578482`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,936 sqft Living Area
Gross Area	3,316 sqft
1st Floor Area	962 sqft
2nd Floor Area	1,318 sqft
Basement Area	656 sqft
Finished Basement	656 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Combination
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,832 sqft (0.157 acres)
Garage Area	380 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	578482
Street Address	3290 ELDER ST NW
City	SALEM
State	OR
Zip	97304-3298
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	WHISPERING HEIGHTS LOT 57
Legal Range	3W
Legal Township	07S
Legal Section	08
Legal Subdivision	WHISPERING HEIGHTS
Legal Block	3
Legal Lot Number	57
Jurisdiction	POLK OR
Township / Civil Division	SALEM
Census Block Group	3
Census Block	3006
Census Tract	5301

Owner

3290 Elder St NW is owned and occupied by two individuals who bought it in February 2023.

Source: Polk County records, as of August 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3290 ELDER ST NW, SALEM, OR 97304-3298
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2023	Warranty Deed, Transfer · VA Mortgage GUILD MORTGAGE CO
Sep 30, 2019	Warranty Deed, Subdivision Related Transfer · FHA Mortgage DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 22, 2023 · Amount on File
Deed Sale	Feb 22, 2023 · Amount on File
Prior Sale	Sep 30, 2019 · Amount on File
Deed Document Number	20231192
Record Updated	Sep 20, 2026

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK OR
Recording Date	Feb 22, 2023
Property Address	3290 ELDER ST NW, SALEM, OR 97304-3298
Document Number	0000001192
Map Reference	VOL 15 PG 31
Instrument Date	Feb 13, 2023
Instrument	2023-001192
Transaction Type	Transfer
Record Updated	Mar 1, 2023
Title Company	FIRST AMERICAN

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3290 ELDER ST NW, SALEM, OR 97304-3298

Mortgage

Document Number	0000001193
Date	Feb 22, 2023
Instrument	2023-001193

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2053

September 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	POLK OR
Recording Date	Sep 30, 2019
Property Address	3290 ELDER ST NW, SALEM, OR 97304-3298
Document Number	0000011010
Map Reference	VOL 15 PG 31
Instrument Date	Sep 13, 2019
Instrument	2019-011010
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 8, 2022
Title Company	FIRST AMERICAN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3290 ELDER ST NW, SALEM, OR 97304-3298

Mortgage

Document Number	0000011011
Date	Sep 30, 2019
Instrument	2019-011011

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 3290 Elder St NW was $6,661, up 8% from the year before.

Source: Polk County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Polk County
Municipality	Salem City
Unified School District	Salem-Keizer School District 24J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$347,330 (+3%) Land $76,890 Building $270,440	$609,460 (+3.81%) Land $165,000 Building $444,460
2025	$6,661.00 (+7.98%)	$337,220 (+3%) Land $74,650 Building $262,570	$587,120 (-1.05%) Land $150,000 Building $437,120
2024	$6,169.00 (+2.99%)	$327,400 (+3%) Land $72,470 Building $254,930	$593,380 (-5.2%) Land $151,450 Building $441,930
2023	$5,990.00 (+3.29%)	$317,870 (+3%) Land $70,350 Building $247,520	$625,940 (+7.67%) Land $153,400 Building $472,540
2022	$5,799.00	$308,620 Land $68,300 Building $240,320	$581,360 Land $143,000 Building $438,360

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3290 Elder St NW in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 28, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3290 Elder St NW is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SALEM PUBLIC WORKS serves 199,820 people · EPA ID OR4100731
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Hunter Communications.

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