3231 Elder St NW, Salem, OR 97304 Property Records

Polk County property record for 3231 Elder St NW, Salem, OR 97304

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,223 sqft · built 2020
Lot Size	0.156 acres (6,805 sqft)
Owner	2 Individual Names on File
Last Sale	$396,430 (Nov 2020)
Tax Bill	$5,563 (2025)
Deeds & Mortgages	Nov 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07308-BB-07200`

Property Details

APN / Parcel Number

Primary APN	`07308-BB-07200`
Alternative APN	`579615`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,223 sqft Living Area
Gross Area	2,621 sqft
1st Floor Area	970 sqft
2nd Floor Area	1,253 sqft
Family Room	Family Room
Great Room	Great Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,805 sqft (0.156 acres)
Garage Area	398 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	579615
Street Address	3231 ELDER ST NW
City	SALEM
State	OR
Zip	97304-3298
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	WHISPERING HEIGHTS NO. 2 LOT 71
Legal Range	3W
Legal Township	07S
Legal Section	08
Legal Subdivision	WHISPERING HEIGHTS NO. 2
Legal Block	3
Legal Lot Number	71
Jurisdiction	POLK OR
Township / Civil Division	SALEM
Census Block Group	3
Census Block	3006
Census Tract	5301

Owner

3231 Elder St NW is owned and occupied by two individuals who bought it in November 2020.

Source: Polk County records, as of May 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3231 ELDER ST NW, SALEM, OR 97304-3298
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 13, 2020 · Amount on File
Deed Sale	Nov 13, 2020 · Amount on File
Deed Document Number	202017047
Record Updated	Sep 20, 2026

November 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	POLK OR
Recording Date	Nov 13, 2020
Property Address	3231 ELDER ST NW, SALEM, OR 97304-3298
Document Number	0000017047
Instrument Date	Nov 4, 2020
Instrument	2020-017047
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 8, 2022
Title Company	FIRST AMERICAN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3231 ELDER ST NW, SALEM, OR 97304-3298

Mortgage

Document Number	0000017048
Date	Nov 13, 2020
Instrument	2020-017048

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 3231 Elder St NW was $5,563, up 8% from the year before.

Source: Polk County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Polk County
Municipality	Salem City
Unified School District	Salem-Keizer School District 24J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$290,080 (+3%) Land $79,910 Building $210,170	$519,610 (-2.29%) Land $165,000 Building $354,610
2025	$5,563.00 (+7.96%)	$281,640 (+3%) Land $77,580 Building $204,060	$531,770 (+5.67%) Land $158,700 Building $373,070
2024	$5,153.00 (+3%)	$273,440 (+3%) Land $75,320 Building $198,120	$503,250 (-5.02%) Land $151,450 Building $351,800
2023	$5,003.00 (+3.3%)	$265,480 (+3%) Land $73,130 Building $192,350	$529,860 (+6.95%) Land $153,400 Building $376,460
2022	$4,843.00	$257,750 Land $71,000 Building $186,750	$495,440 Land $143,000 Building $352,440

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3231 Elder St NW in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 28, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3231 Elder St NW is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SALEM PUBLIC WORKS serves 199,820 people · EPA ID OR4100731
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Elder St NW

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