3290 E James Dr, Oak Creek, WI 53154 Property Records

Milwaukee County property record for 3290 E James Dr, Oak Creek, WI 53154

Property Summary

Property Type	Single Family Home
Lot Size	0.418 acres (18,208 sqft)
Owner	2 Individual Names on File
Last Sale	$51,900 (Jan 2001)
Tax Bill	$8,078 (2024)
Deeds & Mortgages	Apr 2023 Line of Credit Feb 2025 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`959-0040-000`

Property Details

APN / Parcel Number

Primary APN	`959-0040-000`
Alternative APN	`109590040000`

Exterior

Lot Area	18,208 sqft (0.418 acres)

Location & Zoning

Street Address	3290 E JAMES DR
City	OAK CREEK
State	WI
Zip	53154-6538
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	OAKWOOD LAKE ESTATES II BLK 2 LOT 8 NW 1/4 35-5-22 (0.444 AC)
Legal Range	22E
Legal Township	05N
Legal Section	35
Legal Subdivision	OAKWOOD LAKE ESTATES
Legal Block	2
Legal Lot Number	8
Jurisdiction	MILWAUKEE WI
Township / Civil Division	OAK CREEK
Census Block Group	3
Census Block	3004
Census Tract	160301

Owner

3290 E James Dr is owned and occupied by two individuals who acquired it in January 2023.

Source: Milwaukee County records, as of September 3, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3290 E JAMES DR, OAK CREEK, WI 53154-6538
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 18, 2023	Deed of Trust, Mortgage · Line of Credit LANDMARK CU
Feb 13, 2025	Deed of Trust, Mortgage · Line of Credit UW CU
Jul 28, 2025	Deed of Trust, Mortgage · Line of Credit SUMMIT CU
Jan 9, 2023	Transfer on Death Deed, Transfer
Apr 4, 2019	Deed of Trust, Mortgage · Line of Credit LANDMARK CU
Apr 20, 2018	Deed of Trust, Mortgage · Line of Credit UW CU
Apr 20, 2017	Deed of Trust, Mortgage · Line of Credit SUMMIT CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 22, 2001 · Amount on File
Deed Sale	Jan 22, 2001 · Amount on File
Deed Document Number	20018014779
Last Transfer Date	Jan 5, 2023
Transfer Doc	0011310944
Record Updated	Oct 29, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILWAUKEE WI
Property Address	3290 E JAMES DR, OAK CREEK, WI 53154-6538
Transaction Type	Mortgage
Record Updated	Jun 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0011330883
Date	Apr 18, 2023
Instrument	11330883

Lender

Name	LANDMARK CU
Type	Credit Union
Address	NEW BERLIN, WI 53151

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILWAUKEE WI
Property Address	3290 E JAMES DR, OAK CREEK, WI 53154-6538
Transaction Type	Mortgage
Record Updated	Jun 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0011484773
Date	Feb 13, 2025
Instrument	11484773

Lender

Name	UW CU
Type	Credit Union
Address	MADISON, WI 53744

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Feb 12, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILWAUKEE WI
Property Address	3290 E JAMES DR, OAK CREEK, WI 53154-6538
Transaction Type	Mortgage
Record Updated	Jun 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0011526042
Date	Jul 28, 2025
Instrument	11526042

Lender

Name	SUMMIT CU
Type	Credit Union
Address	COTTAGE GROVE, WI 53527

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 27, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2023: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	MILWAUKEE WI
Recording Date	Jan 9, 2023
Property Address	3290 E JAMES DR, OAK CREEK, WI 53154-6538
Document Number	0011310944
Instrument Date	Jan 5, 2023
Instrument	11310944
Transaction Type	Transfer
Record Updated	Jun 18, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Partial Interest Partial Parcel

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3290 E JAMES DR, OAK CREEK, WI 53154-6538

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILWAUKEE WI
Property Address	3290 E JAMES DR, OAK CREEK, WI 53154-6538
Document Number	0010862719
Instrument Date	Apr 4, 2019
Transaction Type	Mortgage
Record Updated	May 7, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3290 E JAMES DR OAK CREEK WI 531546538, OAK CREEK, WI 53154-6538

Mortgage

Document Number	0010862719
Date	Apr 17, 2019
Instrument	10862719

Lender

Name	LANDMARK CU
Type	Credit Union
Address	NEW BERLIN, WI 53151

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILWAUKEE WI
Property Address	3290 E JAMES DR, OAK CREEK, WI 53154-6538
Document Number	0010773532
Instrument Date	Apr 20, 2018
Transaction Type	Mortgage
Record Updated	Jun 8, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3290 E JAMES DR OAK CREEK WI 531546538, OAK CREEK, WI 53154-6538

Mortgage

Document Number	0010773532
Date	May 4, 2018
Instrument	10773532

Lender

Name	UW CU
Type	Credit Union
Address	MADISON, WI 53744

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 3, 2048

Interest

Rate Type	Adjustable Rate

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILWAUKEE WI
Property Address	3290 E JAMES DR, OAK CREEK, WI 53154-6538
Document Number	0010669337
Instrument Date	Apr 20, 2017
Transaction Type	Mortgage
Record Updated	Jul 12, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3290 E JAMES DR OAK CREEK WI 531546538, OAK CREEK, WI 53154-6538

Mortgage

Document Number	0010669337
Date	Apr 28, 2017
Instrument	10669337

Lender

Name	SUMMIT CU
Address	4800 AMERICAN PKWY, MADISON, WI 53718-8308

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 27, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Milwaukee County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Milwaukee County
Municipality	Oak Creek City
Unified School District	Oak Creek-Franklin School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$551,000 (+12.45%) Land $104,300 Building $446,700	$572,500 (+13.98%)
2024	$8,078.00 Homeowner's exemption	$490,000 Land $96,600 Building $393,400	$502,300
2022	$8,026.00 Homeowner's exemption	$427,000 Land $96,600 Building $330,400	$450,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3290 E James Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 26, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3290 E James Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.9% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: AT&T, T-Mobile, Verizon.

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