3270 E James Dr, Oak Creek, WI 53154 Property Records

Milwaukee County property record for 3270 E James Dr, Oak Creek, WI 53154

Property Summary

Property Type	Single Family Home
Lot Size	0.395 acres (17,206 sqft)
Owner	Individual Name on File
Last Sale	$635,000 (May 2024)
Tax Bill	$9,191 (2024)
Deeds & Mortgages	May 2023 Mortgage May 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`959-0038-000`

Property Details

APN / Parcel Number

Primary APN	`959-0038-000`
Alternative APN	`109590038000`

Exterior

Lot Area	17,206 sqft (0.395 acres)

Location & Zoning

Account Number	109590038000
Street Address	3270 E JAMES DR
City	OAK CREEK
State	WI
Zip	53154-6538
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	OAKWOOD LAKE ESTATES II BLK 2 LOT 6 NW 1/4 35-5-22 (0.394 AC)
Legal Range	22E
Legal Township	05N
Legal Section	35
Legal Subdivision	OAKWOOD LAKE ESTATES
Legal Block	2
Legal Lot Number	6
Jurisdiction	MILWAUKEE WI
Township / Civil Division	OAK CREEK
Census Block Group	3
Census Block	3004
Census Tract	160301

Owner

3270 E James Dr is owned and occupied by an individual who bought it in May 2024.

Source: Milwaukee County records, as of September 3, 2026

Owner of Record	Individual Name on File
Mailing Address	3270 E JAMES DR, OAK CREEK, WI 53154-6538
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 30, 2023	Deed of Trust, Mortgage · Commercial Mortgage WAUKESHA STATE BANK
May 22, 2024	Warranty Deed, Transfer · Conventional Mortgage CITIZENS BANK NA
Jul 22, 2019	Deed of Trust, Mortgage DISCOVER BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 22, 2024 · Amount on File
Deed Sale	May 22, 2024 · Amount on File
Prior Sale	May 7, 2001 · Amount on File
Deed Document Number	202411421575
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILWAUKEE WI
Property Address	3270 E JAMES DR, OAK CREEK, WI 53154-6538
Transaction Type	Mortgage
Record Updated	Jun 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0011340276
Date	May 30, 2023
Instrument	11340276

Lender

Name	WAUKESHA STATE BANK
Type	Bank
Address	WAUKESHA, WI 53187

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

May 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MILWAUKEE WI
Recording Date	May 22, 2024
Property Address	3270 E JAMES DR, OAK CREEK, WI 53154-6538
Document Number	0011421575
Instrument Date	May 8, 2024
Instrument	11421575
Transaction Type	Transfer
Record Updated	Jun 18, 2026
Title Company	AMER TITLE, MERIT TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,905.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0011421576
Date	May 22, 2024
Instrument	11421576

Lender

Name	CITIZENS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2054

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILWAUKEE WI
Property Address	3270 E JAMES DR, OAK CREEK, WI 53154-6538
Transaction Type	Mortgage
Record Updated	Aug 19, 2021
Title Company	COVIUS SETTLEMENT SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0010890722
Date	Jul 22, 2019
Instrument	10890722

Lender

Name	DISCOVER BANK
Type	Bank
Address	NEW CASTLE, DE 19720

Agreement

Amount	Amount on Record
Term	240 Months
Due	Jul 19, 2039

Tax Assessment & Valuation

Source: Milwaukee County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Milwaukee County
Municipality	Oak Creek City
Unified School District	Oak Creek-Franklin School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$606,300 (+9.09%) Land $106,400 Building $499,900	$629,900 (+10.55%)
2024	$9,191.00 Homeowner's exemption	$555,800 Land $99,000 Building $456,800	$569,800
2022	$9,144.00 Homeowner's exemption	$484,400 Land $99,000 Building $385,400	$511,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3270 E James Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 26, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3270 E James Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.9% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: AT&T, T-Mobile, Verizon.

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