329 Via Concha, Aptos, CA 95003 Property Records

Santa Cruz County property record for 329 Via Concha, Aptos, CA 95003

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,370 sqft · built 1977
Lot Size	0.172 acres (7,492 sqft)
Owner	Individual Name on Record
Last Sale	$1,600,000 (Nov 2022)
Tax Bill	$29,736 (2025)
Deeds & Mortgages	Nov 2022 Sale & Mortgage Jun 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`054-181-04`

Property Details

APN / Parcel Number

Primary APN	`054-181-04`
Alternative APN	`054-181-04-000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	3 Stories
Building Area	2,370 sqft Living Area
Gross Area	2,810 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Contemporary
Exterior Material	Wood Shingle
Construction Type	Wood
Roof Type	Sawtooth
Roof Material	Composition Shingle
Lot Area	7,492 sqft (0.172 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Deck Area	472 sqft
Patio Area	472 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	329 VIA CONCHA
City	APTOS
State	CA
Zip	95003-5604
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-6
Legal Description	TR 483
Legal Subdivision	SEASCAPE BEACH ESTATES TRACT NO 483
Legal Tract	483
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	1
Census Block	1001
Census Tract	122205

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	34522 N SCOTTSDALE RD, SCOTTSDALE, AZ 85266-1224
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2022	Grant Deed, Transfer · Conventional Mortgage MUFG UNION BANK NA
Jun 17, 2022	Intrafamily Transfer, Transfer
Aug 16, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 30, 2022 · Amount on Record
Deed Sale	Nov 30, 2022 · Amount on Record
Deed Document Number	202231802
Prior Transfer Date	May 31, 2022
Prior Transfer Doc	0000018449
Record Updated	Sep 20, 2026

November 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Nov 30, 2022
Property Address	329 VIA CONCHA, APTOS, CA 95003-5604
Document Number	0000031802
Map Reference	VOL 48 PG 43
Instrument Date	Nov 23, 2022
Instrument	2022-0031802
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,760.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	34522 N SCOTTSDALE RD # 468, 468, SCOTTSDALE, AZ 85266-1224

Mortgage

Document Number	0000031803
Date	Nov 30, 2022
Instrument	2022-0031803

Lender

Name	MUFG UNION BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Type Change Date	Dec 1, 2032
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	10.7%
Index	Other
Max Rate	10.7%

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Jun 17, 2022
Property Address	329 VIA CONCHA, APTOS, CA 95003-5604
Document Number	0000018449
Map Reference	VOL 48 PG 43
Instrument Date	May 31, 2022
Instrument	2022-0018449
Transaction Type	Transfer
Record Updated	Jun 30, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	34552 N SCOTTSDALE RD # 120-40, 120-40, SCOTTSDALE, AZ 85266-1200

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Aug 16, 2021
Property Address	329 VIA CONCHA, APTOS, CA 95003-5604
Document Number	0000042649
Map Reference	VOL 48 PG 43
Instrument Date	Jun 25, 2021
Instrument	2021-0042649
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34552 N SCOTTSDALE RD, SCOTTSDALE, AZ 85266-1200

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,442,185 (+2%) Land $1,901,523 Building $540,662
2025	$29,736.00 (+230.22%)	$2,394,299 (+240.23%) Land $1,864,238 Building $530,061
2023	$9,005.00 (+2.31%)	$703,738 Land $375,330 Building $328,408	$1,408,140
2022	$8,802.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 62 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	62 in force
Nearby Flood Claims	21 (1998–2023)
Most Recent Claim	Dec 2023 · tidal / storm surge
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOQUEL CREEK WATER DISTRICT serves 40,962 people · EPA ID CA4410017
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 444 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Cruzio, Etheric Networks, Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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