September 2020: Deed in Lieu of Foreclosure, Foreclosure
Document Type
Deed in Lieu of Foreclosure
Jurisdiction
SANTA CRUZ CA
Recording Date
Sep 9, 2020
Property Address
319 VIA CONCHA, APTOS, CA 95003-5604
Document Number
0000035274
Instrument Date
Aug 27, 2020
Instrument
35274
Transaction Type
Foreclosure
Record Updated
Sep 24, 2020
Title Company
FIRST AMERICAN TITLE
Transaction
Amount
Amount on Record
Tax
$869.00
Amount Accuracy
Confirmed
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Limited Partnership
Address
800 CORPORATE POINTE #3RD CULVER CITY CA 902307667, 3RD, CULVER CITY, CA 90230-7667
November 2018: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
SANTA CRUZ CA
Property Address
319 VIA CONCHA, APTOS, CA 95003-5604
Document Number
0000034844
Instrument Date
Nov 15, 2018
Transaction Type
Mortgage
Record Updated
Dec 17, 2018
Title Company
CHICAGO TITLE COMPANY, CHICAGO TITLE CO
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Joint Tenants with Right of Survivorship
Address
319 VIA CONCHA APTOS CA 950035604, APTOS, CA 95003-5604
June 2018: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
SANTA CRUZ CA
Property Address
319 VIA CONCHA, APTOS, CA 95003-5604
Document Number
0000020941
Instrument Date
Jun 25, 2018
Transaction Type
Mortgage
Record Updated
Jul 23, 2018
Title Company
FIRST AMERICAN TITLE
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Husband and Wife
Address
319 VIA CONCHA APTOS CA 950035604, APTOS, CA 95003-5604
Mortgage
Document Number
0000020941
Date
Jul 10, 2018
Instrument
20941
Lender
Name
CIRRUS FAMILY TRUST (IT)
Address
1200 NEWPORT CENTER DR # 185, NEWPORT BEACH, CA 92660-0933
Agreement
Amount
Amount on Record
October 2016: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
SANTA CRUZ CA
Property Address
319 VIA CONCHA, APTOS, CA 95003-5604
Document Number
0000005483
Instrument Date
Oct 15, 2016
Transaction Type
Mortgage
Record Updated
Mar 9, 2017
Title Company
FIRST AMERICAN TITLE
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Joint Tenants with Right of Survivorship
Address
39300 CIVIC CENTER DR FREMONT CA 945382338, FREMONT, CA 94538-2338
Mortgage
Document Number
0000005483
Date
Feb 14, 2017
Instrument
5483
Lender
Name
CALIFORNIA BK&TR
Type
Bank
Address
456 MONTGOMERY ST # 2300, SAN FRANCISCO, CA 94104-1256
Agreement
Amount
Amount on Record
Tax Assessment & Valuation
The 2025 property tax bill for 319 Via Concha was $40,986, up 11.1% from the year before.
Source: Santa Cruz County assessment roll, as of August 19, 2026
Property Jurisdictions
Type
Name
State
California
County
Santa Cruz County
Unified School District
Pajaro Valley Joint Unified School District (KG - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
Assessed Market Value
2026
$3,422,650 (+2%)Land $2,925,814Building $496,836
2025
$40,986.00 (+11.09%)
$3,355,539Land $2,868,445Building $487,094
2024
$36,894.00 (+1.65%)
2023
$36,294.00 (+1.87%)
$3,225,240Land $2,757,060Building $468,180
$3,038,760
2022
$35,628.00
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Flood
FEMA maps place 319 Via Concha in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Nearest Special Flood Hazard Area
Zone VE, within 500 ft
Flood Insurance Requirement
Not required lenders may require it
Flood Insurance Cost
Premium on File median of 62 policies
Community Rating System
Class 8 (10% premium discount)
Nearby Flood Policies
62 in force
Nearby Flood Claims
21 (1998–2023)
Most Recent Claim
Dec 2023 · tidal / storm surge
Claims by Event
Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 14 claims
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 319 Via Concha is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Low lower than 96% of the US · lower than 97.4% of California
Wildfire Likelihood
Under 0.01% annual chance
Exposure
None beyond ember reach
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
SOQUEL CREEK WATER DISTRICT serves 40,962 people · EPA ID CA4410017
Water Source
Purchased surface water from several systems
Last State Inspection
Jun 2023
Lead
2 ppb (2023–2025) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
None last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Internet Providers
Source: FCC Broadband Data Collection, based on 444 locations within half a mile, as of December 31, 2025
Provider
Max Down / Up (Mbps)
Xfinity Cable
1,200 / 35
May also be available: Cruzio, Etheric Networks, Verizon.