325 Palmas Cir, Saint Augustine, FL 32086 Property Records

St. Johns County property record for 325 Palmas Cir, Saint Augustine, FL 32086

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,460 sqft · built 2006
Lot Size	0.26 acres (11,325 sqft)
Owner	2 Individual Names on File
Last Sale	$358,000 (Mar 2018)
Tax Bill	$4,690 (2025)
Deeds & Mortgages	Oct 2019 Mortgage Mar 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`284202-0150`

Property Details

APN / Parcel Number

Primary APN	`284202-0150`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	14 Plumbing Fixtures
Stories	1 Story
Building Area	2,460 sqft Living Area
Gross Area	2,973 sqft
1st Floor Area	2,460 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Concrete
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	11,325 sqft (0.26 acres)
Garage Type	Attached
Garage Area	513 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	349 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	325 PALMAS CIR
City	SAINT AUGUSTINE
State	FL
Zip	32086-8884
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	22/24-48 ST AUGUSTINE SHORES UNIT 7 BLK 202 LOT 15 OR4517/648
Legal Range	30E
Legal Township	08S
Legal Section	41
Legal Subdivision	ST. AUGUSTINE SHORES UNIT 7
Legal Block	202
Legal Lot Number	15
Legal Unit	7
Jurisdiction	ST JOHNS FL
Township / Civil Division	MATANZAS
Census Block Group	2
Census Block	2018
Census Tract	21211

Owner

Source: St. Johns County assessment roll, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	325 PALMAS CIR, SAINT AUGUSTINE, FL 32086-8884
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 30, 2019	Deed of Trust, Mortgage · VA Mortgage NORTHPOINTE BANK
Mar 16, 2018	Warranty Deed, Transfer · VA Mortgage NORTHPOINTE BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 16, 2018 · Amount on Record
Deed Sale	Mar 16, 2018 · Amount on Record
Prior Sale	Mar 24, 2006 · Amount on Record
Deed Document Number	201817681
Deed Book / Page	4517 / 648
Record Updated	Sep 20, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	325 PALMAS CIR, SAINT AUGUSTINE, FL 32086-8884
Transaction Type	Mortgage
Record Updated	Nov 4, 2021
Title Company	ACTION TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0048211975
Date	Oct 30, 2019
Book Page	4821/1975
Instrument	2019080868

Lender

Name	NORTHPOINTE BANK
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Mar 16, 2018
Property Address	325 PALMAS CIR, SAINT AUGUSTINE, FL 32086-8884
Document Number	0045170648
Book / Page	4517 / 0648
Map Reference	MB22 PG24-48
Instrument Date	Mar 16, 2018
Instrument	2018017681
Transaction Type	Transfer
Record Updated	Nov 4, 2021
Title Company	ACTION TITLE SVCS OF ST JOHN

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	325 PALMAS CIR, SAINT AUGUSTINE, FL 32086-8884

Mortgage

Document Number	2018017682
Date	Mar 16, 2018
Instrument	2018017682

Lender

Name	NORTHPOINTE BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$377,139 (+2.7%)	$535,455 (-0.89%) Land $120,000 Building $415,455
2025	$4,690.00 (+12.44%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$367,224 (+2.9%)	$540,279 (+0.06%) Land $120,000 Building $420,279
2024	$4,171.00 (+2.01%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$356,875 (+3%)	$539,950 (+3.97%) Land $120,000 Building $419,950
2023	$4,089.00 (+2.89%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$346,481 (+3%)	$519,353 (+12.78%) Land $120,000 Building $399,353
2022	$3,974.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$336,389	$460,487 Land $85,120 Building $375,367

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 109 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	109 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · lower than 67% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T.

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