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329 Libby Ave, Ridgewood, NJ 07450 Property Records

Bergen County and Ridgewood Village property record for 329 Libby Ave, Ridgewood, NJ 07450

Property Summary

Property TypeSingle Family Home
Details1,945 sqft · built 1935
Lot Size0.207 acres (9,017 sqft)
Owner2 Individual Names on Record
Last Sale$1,257,000 (Aug 2023)
Tax Bill$18,169 (2025)
Deeds & MortgagesAug 2023 Sale & Mortgage
Mar 2023 Line of Credit
Flood ZoneZone X (minimal risk)
APN51-03205-0000-00013

Property Details

APN / Parcel Number

Primary APN51-03205-0000-00013
Alternative APN
  • 510320500013

Interior

Stories2 Stories
Building Area1,945 sqft Living Area

Exterior

Year BuiltBuilt 1935
Effective Year BuiltEffective 1935
Construction TypeFrame
Lot Area9,017 sqft (0.207 acres)
Lot Dimensions150 ft deep x 60 ft wide
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address329 LIBBY AVE
CityRIDGEWOOD
StateNJ
Zip07450-2715
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal Description.207 AC
Legal SubdivisionFAIRWAY PARK PROP
Legal Block3205
Legal Lot Number13
JurisdictionBERGEN NJ
Township / Civil DivisionRIDGEWOOD
Census Block Group5
Census Block5010
Census Tract47100

Owner

Source: Bergen County and Ridgewood Village records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address329 LIBBY AVE, RIDGEWOOD, NJ 07450-2715
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Aug 23, 2023Deed, Transfer · Conventional Mortgage
GUARANTEED RATE AFFINITY LLC
Mar 24, 2023Deed of Trust, Mortgage · Line of Credit
COLUMBIA BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 23, 2023 · Amount on Record
Deed SaleAug 23, 2023 · Amount on Record
Prior SaleJul 13, 2016 · Amount on Record
Deed Document Number202355126
Deed Book / Page5065 / 422
Record UpdatedSep 20, 2026

August 2023: Deed, Transfer

Document TypeDeed
JurisdictionBERGEN NJ
Recording DateAug 23, 2023
Property Address329 LIBBY AVE, RIDGEWOOD, NJ 07450-2715
Document Number0050650422
Book / Page5065 / 422
Instrument DateAug 6, 2023
Instrument2023055126
Transaction TypeTransfer
Record UpdatedSep 28, 2023
Title CompanyFOUNDATION TITLE, FOUNDATION TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$25,254.70
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address506 HEIGHTS RD, RIDGEWOOD, NJ 07450-1514

Transferred To (Grantee/Buyer)

NameVerified Name
Address329 LIBBY AVE, RIDGEWOOD, NJ 07450-2715

Mortgage

Document Number2023055127
DateAug 23, 2023
Instrument2023055127
Lender
NameGUARANTEED RATE AFFINITY LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2053

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address329 LIBBY AVE, RIDGEWOOD, NJ 07450-2715
Transaction TypeMortgage
Record UpdatedApr 19, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0049581560
DateMar 24, 2023
Book Page4958/1560
Instrument2023021040
Lender
NameCOLUMBIA BANK
TypeBank
AddressFAIR LAWN, NJ 07410
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Bergen County and Ridgewood Village assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityRidgewood Village
Unified School DistrictRidgewood Village School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$628,700 (-) Land $321,500 Building $307,200$628,700 (-) Land $321,500 Building $307,200
2025$18,169.00 (+0.73%)$628,700 (+1.04%) Land $321,500 Building $307,200$628,700 (+1.04%) Land $321,500 Building $307,200
2024$18,037.00 (+6.08%)
2023$622,200 (-) Land $321,500 Building $300,700$622,200 (-) Land $321,500 Building $300,700
2022$17,004.00 (+0.92%)$622,200 Land $321,500 Building $300,700$622,200 Land $321,500 Building $300,700
2021$16,849.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 32 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies32 in force
Nearby Flood Claims45 (1979–2021)
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida
Claims by Event
  • Remnants Of Hurricane Ida, Sep 2021 · 6 claims
  • Hurricane Irene, Aug 2011 · 17 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 15 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 92% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRIDGEWOOD WATER
serves 61,700 people · EPA ID NJ0251001
Water SourcePurchased surface water from several systems
Last State InspectionMar 2024
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2019
Monitoring and Reporting7
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 554 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable		8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area		2,300 / 2,300
AT&T
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

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