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328 Libby Ave, Ridgewood, NJ 07450 Property Records

Bergen County and Ridgewood Village property record for 328 Libby Ave, Ridgewood, NJ 07450

Property Summary

Property TypeSingle Family Home
Details1,824 sqft · built 1933
Lot Size0.196 acres (8,538 sqft)
Owner2 Individual Names on File
Last Sale$690,000 (Jun 2017)
Tax Bill$16,071 (2025)
Deeds & MortgagesFeb 2021 Mortgage
Jun 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN51-03204-0000-00004

Property Details

APN / Parcel Number

Primary APN51-03204-0000-00004
Alternative APN
  • 510320400004

Interior

Stories2 Stories
Building Area1,824 sqft Living Area

Exterior

Year BuiltBuilt 1933
Effective Year BuiltEffective 1933
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area8,538 sqft (0.196 acres)
Lot Dimensions150 ft deep x 57 ft wide
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address328 LIBBY AVE
CityRIDGEWOOD
StateNJ
Zip07450-2716
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal Description.196 AC
Legal Block3204
Legal Lot Number4
JurisdictionBERGEN NJ
Township / Civil DivisionRIDGEWOOD
Census Block Group5
Census Block5009
Census Tract47100

Owner

328 Libby Ave is owned and occupied by two individuals who bought it in June 2017.

Source: Bergen County and Ridgewood Village records, as of June 29, 2026

Owner of Record2 Individual Names on File
Mailing Address328 LIBBY AVE, RIDGEWOOD, NJ 07450-2716
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 12, 2021Deed of Trust, Mortgage · Conventional Mortgage
AMERISAVE MORTGAGE CORP
Jun 30, 2017Deed, Transfer · Conventional Mortgage
WEBSTER BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 30, 2017 · Amount on File
Deed SaleJun 30, 2017 · Amount on File
Deed Document Number20177401
Deed Book / Page2655 / 253
Record UpdatedSep 20, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address328 LIBBY AVE, RIDGEWOOD, NJ 07450-2716
Transaction TypeMortgage
Record UpdatedFeb 26, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0039570823
DateFeb 12, 2021
Book Page3957/823
Instrument2021019427
Lender
NameAMERISAVE MORTGAGE CORP
TypeMortgage Company
AddressATLANTA, GA 30305
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term299 Months
DueJan 1, 2046

June 2017: Deed, Transfer

Document TypeDeed
JurisdictionBERGEN NJ
Recording DateJun 30, 2017
Property Address328 LIBBY AVE, RIDGEWOOD, NJ 07450-2716
Document Number0026550253
Book / Page02655 / 0253
Instrument DateJun 21, 2017
Instrument17050074.01
Transaction TypeTransfer
Record UpdatedNov 2, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,882.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address328 LIBBY AVE, 328, RIDGEWOOD, NJ 07450-2716

Transferred To (Grantee/Buyer)

NameVerified Name
Address328 LIBBY AVE, RIDGEWOOD, NJ 07450-2716

Mortgage

Document Number0026550260
DateJun 30, 2017
Book Page02655/0260
Instrument17-050074.02
Lender
NameWEBSTER BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 328 Libby Ave was $16,071, up 0.7% from the year before.

Source: Bergen County and Ridgewood Village assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityRidgewood Village
Unified School DistrictRidgewood Village School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$556,100 (-) Land $318,800 Building $237,300$556,100 (-) Land $318,800 Building $237,300
2025$16,071.00 (+0.73%)$556,100 Land $318,800 Building $237,300$556,100 Land $318,800 Building $237,300
2024$15,954.00
2023$556,100 Land $318,800 Building $237,300$556,100 Land $318,800 Building $237,300
2022$15,198.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 328 Libby Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 32 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies32 in force
Nearby Flood Claims45 (1979–2021)
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida
Claims by Event
  • Remnants Of Hurricane Ida, Sep 2021 · 6 claims
  • Hurricane Irene, Aug 2011 · 17 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 15 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 328 Libby Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 92% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRIDGEWOOD WATER
serves 61,700 people · EPA ID NJ0251001
Water SourcePurchased surface water from several systems
Last State InspectionMar 2024
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2019
Monitoring and Reporting7
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 554 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable		8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area		2,300 / 2,300
AT&T
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

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