329 Hope Ct, Elgin, IL 60123 Property Records

Kane County property record for 329 Hope Ct, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,523 sqft · built 1958
Lot Size	0.155 acres (6,741 sqft)
Owner	2 Individual Names on Record
Last Sale	$251,000 (Nov 2021)
Tax Bill	$7,079 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage Sep 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-14-478-007`

Property Details

APN / Parcel Number

Primary APN	`06-14-478-007`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,523 sqft Living Area
Gross Area	3,046 sqft
1st Floor Area	1,523 sqft
Basement Area	1,523 sqft

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Exterior Material	Brick
Lot Area	6,741 sqft (0.155 acres)
Lot Dimensions	107 ft deep x 63 ft wide
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	329 HOPE CT
City	ELGIN
State	IL
Zip	60123-6419
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RAKOW & SEAGRENS SUB LOT 9
Legal Subdivision	RAKOW&SEAGRENS SUB
Legal Block	1
Legal Lot Number	9
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1003
Census Tract	851600

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	329 HOPE CT, ELGIN, IL 60123-6419
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Nov 15, 2021	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Sep 21, 2021	Deed of Trust, Mortgage · Line of Credit KANE COUNTY TEACHERS CU
Jan 11, 2017	Deed of Trust, Mortgage · Conventional Mortgage ASSOCIATED BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 15, 2021 · Amount on Record
Deed Sale	Nov 15, 2021 · Amount on Record
Prior Sale	Jun 1, 2000 · Amount on Record
Deed Document Number	202185662
Record Updated	Oct 29, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Nov 15, 2021
Property Address	329 HOPE CT, ELGIN, IL 60123-6419
Document Number	0000085662
Instrument Date	Oct 25, 2021
Instrument	2021K085662
Transaction Type	Transfer
Record Updated	Nov 23, 2021
Title Company	AUSTIN TITLE, ATC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$251.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	329 HOPE CT, ELGIN, IL 60123-6419

Mortgage

Document Number	0000085663
Date	Nov 15, 2021
Instrument	2021K085663

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	329 HOPE CT, ELGIN, IL 60123-6419
Transaction Type	Mortgage
Record Updated	Sep 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000071592
Date	Sep 21, 2021
Instrument	2021K071592

Lender

Name	KANE COUNTY TEACHERS CU
Type	Credit Union
Address	ELGIN, IL 60123

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Sep 20, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	329 HOPE CT, ELGIN, IL 60123-6419
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001896
Date	Jan 11, 2017
Instrument	2017K001896

Lender

Name	ASSOCIATED BANK NA
Type	Bank
Address	GREEN BAY, WI 54301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2047

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,079.00 (+15.84%) Homeowner's exemption	$100,797 (+8.57%) Land $14,237 Building $86,560	$302,512 (+8.57%) Land $42,728 Building $259,784
2024		$92,840 (+21.39%) Land $13,113 Building $79,727	$278,631 (+21.44%) Land $39,355 Building $239,277
2022	$6,111.00 (+4.59%) Homeowner's exemption	$76,478 (+6.96%) Land $10,802 Building $65,676	$229,434 (+6.96%) Land $32,406 Building $197,028
2021	$5,843.00 Homeowner's exemption	$71,501 Land $10,099 Building $61,402	$214,503 Land $30,297 Building $184,206

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 440 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Fox Valley Internet, Verizon.

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