325 Hope Ct, Elgin, IL 60123 Property Records

Kane County property record for 325 Hope Ct, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,448 sqft · built 1974
Lot Size	0.153 acres (6,678 sqft)
Owner	Company Name on Record
Last Sale	$144,000 (Jan 2018)
Tax Bill	$7,054 (2025)
Deeds & Mortgages	Oct 2018 Mortgage Jan 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-14-478-008`

Property Details

APN / Parcel Number

Primary APN	`06-14-478-008`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,448 sqft Living Area
Gross Area	2,384 sqft
1st Floor Area	1,448 sqft
Basement Area	936 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Ranch
Construction Type	Frame
Foundation Type	Raised
Lot Area	6,678 sqft (0.153 acres)
Lot Dimensions	106 ft deep x 63 ft wide
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	325 HOPE CT
City	ELGIN
State	IL
Zip	60123-6419
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RAKOW & SEAGRENS SUB LOT 8
Legal Subdivision	RAKOW&SEAGRENS SUB
Legal Block	1
Legal Lot Number	8
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1003
Census Tract	851600

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	325 HOPE CT, ELGIN, IL 60123-6419
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2018	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Jan 18, 2018	Grant Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC
Apr 27, 2017	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 18, 2018 · Amount on Record
Deed Sale	Jan 18, 2018 · Amount on Record
Prior Sale	Apr 27, 2017
Deed Document Number	20183032
Prior Transfer Date	Mar 24, 1998
Prior Transfer Doc	0000025475
Record Updated	Oct 29, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	325 HOPE CT, ELGIN, IL 60123-6419
Document Number	0000052078
Instrument Date	Oct 9, 2018
Transaction Type	Mortgage
Record Updated	Jan 16, 2019
Title Company	PRECISION TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	325 HOPE CT ELGIN IL 601236419, ELGIN, IL 60123-6419

Mortgage

Document Number	0000052078
Date	Oct 24, 2018
Instrument	52078

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 23, 2048

January 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KANE IL
Recording Date	Jan 18, 2018
Property Address	325 HOPE CT, ELGIN, IL 60123-6419
Document Number	0000003032
Instrument Date	Dec 28, 2017
Instrument	3032
Transaction Type	Transfer
Record Updated	Feb 2, 2018
Title Company	OTHER

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$216.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	325 HOPE CT ELGIN IL 601236419, ELGIN, IL 60123-6419

Mortgage

Document Number	3033
Date	Jan 18, 2018
Instrument	3033

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 17, 2048

Interest

Rate	5.5%

April 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	KANE IL
Recording Date	Apr 27, 2017
Property Address	325 HOPE CT, ELGIN, IL 60123-6419
Document Number	0000021151
Instrument Date	Apr 18, 2017
Instrument	21151
Transaction Type	Foreclosure
Record Updated	May 24, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Address	4801 FREDERICA ST OWENSBORO KY 423017441, OWENSBORO, KY 42301-7441
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,054.00 (+15.85%) Homeowner's exemption	$100,472 (+8.57%) Land $14,237 Building $86,235	$301,537 (+8.57%) Land $42,728 Building $258,809
2024		$92,541 (+21.39%) Land $13,113 Building $79,428	$277,734 (+21.44%) Land $39,355 Building $238,379
2022	$6,089.00 (+4.57%) Homeowner's exemption	$76,232 (+6.96%) Land $10,802 Building $65,430	$228,696 (+6.96%) Land $32,406 Building $196,290
2021	$5,823.00 Homeowner's exemption	$71,271 Land $10,099 Building $61,172	$213,813 Land $30,297 Building $183,516

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 440 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Fox Valley Internet, Verizon.

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