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328 Emerald Oak Dr, Galt, CA 95632 Property Records

Sacramento County property record for 328 Emerald Oak Dr, Galt, CA 95632

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,042 sqft · built 1989
Lot Size0.184 acres (8,034 sqft)
Owner2 Individual Names on Record
Last Sale$255,000 (Aug 2013)
Tax Bill$3,513 (2025)
Deeds & MortgagesJan 2021 Mortgage
Jul 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN148-0410-024-0000

Property Details

APN / Parcel Number

Primary APN148-0410-024-0000

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area2,042 sqft Living Area
1st Floor Area1,092 sqft
2nd Floor Area950 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Architectural StyleCustom Design
Construction TypeWood
Foundation TypeSlab (Mat/Raft)
Roof MaterialOther
Lot Area8,034 sqft (0.184 acres)
Garage Area539 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address328 EMERALD OAK DR
CityGALT
StateCA
Zip95632-2360
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1B
Legal DescriptionQUAIL HOLLOW 01 AMD, LOT 79
Legal SubdivisionQUAIL HOLLOW 01 AMD
Legal Lot Number79
JurisdictionSACRAMENTO CA
Township / Civil DivisionGALT
Census Block Group2
Census Block2003
Census Tract9502

Owner

Source: Sacramento County records, as of September 3, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address328 EMERALD OAK DR, GALT, CA 95632-2360
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jan 11, 2021Deed of Trust, Mortgage · Conventional Mortgage
FINANCE OF AMERICA MTG
Jul 29, 2017Deed of Trust, Mortgage · Conventional Mortgage
NATIONSTAR MTG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 29, 2013 · Amount on Record
Deed SaleAug 29, 2013 · Amount on Record
Deed Book / Page20130829 / 712
Prior Transfer DateDec 29, 2004
Prior Transfer Doc0000000054
Record UpdatedOct 29, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACRAMENTO CA
Property Address328 EMERALD OAK DR, GALT, CA 95632-2360
Document Number2101192097
Instrument DateJan 11, 2021
Transaction TypeMortgage
Record UpdatedFeb 2, 2021
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address328 EMERALD OAK DR GALT CA 956322360, GALT, CA 95632-2360

Mortgage

Document Number2101192097
DateJan 19, 2021
Instrument2101192097
Lender
NameFINANCE OF AMERICA MTG
AddressHORSHAM, PA 19044
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 18, 2051

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACRAMENTO CA
Property Address328 EMERALD OAK DR, GALT, CA 95632-2360
Document Number1708070231
Instrument DateJul 29, 2017
Transaction TypeMortgage
Record UpdatedAug 15, 2017
Title CompanyTITLE 365

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address328 EMERALD OAK DR GALT CA 956322360, GALT, CA 95632-2360

Mortgage

Document Number1708070231
DateAug 7, 2017
Instrument1708070231
Lender
NameNATIONSTAR MTG
TypeMortgage Company
AddressDALLAS, TX 75019
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 6, 2047

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySacramento County
MunicipalityGalt City
Elementary School DistrictGalt Joint Union Elementary School District (KG - 08)
Secondary School DistrictGalt Joint Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$318,834 (+2%) Land $62,513 Building $256,321
2025$3,513.00 (+4.52%) Homeowner's exemption$312,584 (+4.04%) Land $61,288 Building $251,296
2024$3,361.00 (+1.76%)
2023$3,303.00 (+4.26%) Homeowner's exemption$300,448 Land $58,909 Building $241,539
2022$3,168.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims2 (1982–2021)
Claims Outside the SFHA1 of 2
Most Recent ClaimOct 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF GALT
serves 26,536 people · EPA ID CA3410011
Water SourceGroundwater
Last State InspectionJan 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 362 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
unWired Broadband
Fixed Wireless		400 / 50
Softcom Internet Communications
Fixed Wireless		400 / 50
DigitalPath
Fixed Wireless		200 / 20
Cal.net
Fixed Wireless		100 / 20

May also be available: AT&T, Verizon.

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