329 E Cambourne St, Ferndale, MI 48220 Property Records

Oakland County property record for 329 E Cambourne St, Ferndale, MI 48220

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 743 sqft · built 1940
Lot Size	0.136 acres (5,924 sqft)
Owner	Individual Name on File
Last Sale	$119,900 (Jul 2007)
Tax Bill	$1,841 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Jan 2021 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`24-25-27-451-025`

Property Details

APN / Parcel Number

Primary APN	`24-25-27-451-025`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	743 sqft Living Area
1st Floor Area	719 sqft
Basement Area	719 sqft
Finished Basement	719 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	5,924 sqft (0.136 acres)
Lot Dimensions	131 ft deep x 45 ft wide
Porch	Slab
Porch Area	171 sqft
Deck Area	206 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	329 E CAMBOURNE ST
City	FERNDALE
State	MI
Zip	48220-1311
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AI
Legal Description	T1N, R11E, SEC 27 ASTONS SUB OF KNOWLES HTS LOT 123 & W 1/2 OF LOT 124
Legal Range	11E
Legal Township	01N
Legal Section	27
Legal Subdivision	ASTONS SUB
Legal Lot Number	123-124
Jurisdiction	OAKLAND MI
Township / Civil Division	FERNDALE
Census Block Group	1
Census Block	1014
Census Tract	173100

Owner

329 E Cambourne St is owned and occupied by an individual who bought it in July 2007.

Source: Oakland County records, as of September 28, 2026

Owner of Record	Individual Name on File
Mailing Address	329 E CAMBOURNE ST, FERNDALE, MI 48220-1311
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jan 4, 2021	Deed of Trust, Mortgage · Construction Mortgage QUICKEN LOANS LLC
Aug 3, 2019	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 10, 2007 · Amount on File
Deed Sale	Jul 10, 2007 · Amount on File
Prior Sale	Aug 2, 2005 · Amount on File
Deed Document Number	2007154121
Deed Book / Page	39335 / 822
Prior Transfer Date	Aug 3, 2005
Prior Transfer Doc	0000239966
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Recording Date	Sep 21, 2026
Property Address	329 E CAMBOURNE ST, FERNDALE, MI 48220-1311
Document Number	0000139532
Book / Page	61564 / 66
Instrument Date	Sep 11, 2026
Instrument	2026139532
Transaction Type	Mortgage
Record Updated	Sep 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	329 E CAMBOURNE ST, FERNDALE, MI 48220-1311

Mortgage

Document Number	0000139532,
Date	Sep 21, 2026
Book Page	61564/66
Instrument	2026139532

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Oct 1, 2046

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	329 E CAMBOURNE ST, FERNDALE, MI 48220-1311
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	329 E CAMBOURNE ST, FERNDALE, MI 48220-1311

Mortgage

Document Number	0000000312
Date	Jan 4, 2021
Book Page	55427/317
Instrument	312

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	202 Months
Due	Nov 1, 2037

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	329 E CAMBOURNE ST, FERNDALE, MI 48220-1311
Document Number	0000127904
Instrument Date	Aug 3, 2019
Transaction Type	Mortgage
Record Updated	Sep 3, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	329 E CAMBOURNE ST FERNDALE MI 482201311, FERNDALE, MI 48220-1311

Mortgage

Document Number	0000127904
Date	Aug 8, 2019
Book Page	053120/000265
Instrument	127904

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	240 Months
Due	Aug 7, 2039

Tax Assessment & Valuation

The 2025 property tax bill for 329 E Cambourne St was $1,841 with a homeowner's exemption, down 37.6% from the year before.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Ferndale City
Unified School District	Ferndale Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,841.00 (-37.61%) Homeowner's exemption	$101,840	$203,680
2024	$2,951.00
2023		$90,930	$181,860
2021	$1,762.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 329 E Cambourne St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 329 E Cambourne St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FERNDALE serves 22,105 people · EPA ID MI0002280
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	May 2021
Lead	9 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead public education Nov 2020
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 756 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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