317 E Cambourne St, Ferndale, MI 48220 Property Records

Oakland County property record for 317 E Cambourne St, Ferndale, MI 48220

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,004 sqft · built 1917
Lot Size	0.091 acres (3,964 sqft)
Owner	2 Individual Names on File
Last Sale	$270,000 (Feb 2026)
Tax Bill	$3,967 (2025)
Deeds & Mortgages	Feb 2026 Sale & Mortgage Feb 2026 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`24-25-27-451-023`

Property Details

APN / Parcel Number

Primary APN	`24-25-27-451-023`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,004 sqft Living Area
1st Floor Area	776 sqft
Basement Area	776 sqft
Unfinished Basement	776 sqft

Exterior

Year Built	Built 1917
Effective Year Built	Effective 1917
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	3,964 sqft (0.091 acres)
Lot Dimensions	131 ft deep x 30 ft wide

Exterior Amenities

Porch	Slab
Porch Area	64 sqft
Deck Area	25 sqft
Patio Area	25 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	317 E CAMBOURNE ST
City	FERNDALE
State	MI
Zip	48220-1311
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AI
Legal Description	T1N, R11E, SEC 27 ASTONS SUB OF KNOWLES HTS LOT 121
Legal Range	11E
Legal Township	01N
Legal Section	27
Legal Subdivision	ASTONS SUB
Legal Lot Number	121
Jurisdiction	OAKLAND MI
Township / Civil Division	FERNDALE
Census Block Group	1
Census Block	1014
Census Tract	173100

Owner

317 E Cambourne St is owned and occupied by two individuals who bought it in February 2026.

Source: Oakland County records, as of June 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	826 LEROY ST, FERNDALE, MI 48220-1602
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2026	Warranty Deed, Transfer · Conventional Mortgage SUPERIOR NATIONAL BANK
Feb 10, 2026	Quit Claim Deed, Transfer Quitclaim
Feb 25, 2022	Intrafamily Transfer, Transfer · FHA Mortgage LAKE MICHIGAN CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 10, 2026 · Amount on File
Deed Sale	Feb 10, 2026 · Amount on File
Prior Sale	Feb 25, 2022
Deed Document Number	202617996
Deed Book / Page	60939 / 95
Prior Transfer Date	Feb 11, 2022
Prior Transfer Doc	0000331306
Record Updated	Sep 20, 2026

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Feb 10, 2026
Property Address	317 E CAMBOURNE ST, FERNDALE, MI 48220-1311
Document Number	20260017996
Book / Page	60939 / 95
Map Reference	LB 10 PG 24
Instrument Date	Feb 5, 2026
Instrument	20260017996
Transaction Type	Transfer
Record Updated	Mar 12, 2026

Transaction

Amount	Amount on Record
Tax	$2,025.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	317 E CAMBOURNE ST, FERNDALE, MI 48220-1311

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	317 E CAMBOURNE ST, FERNDALE, MI 48220-1311

Mortgage

Document Number	0060933718
Date	Feb 10, 2026
Instrument	60933/718

Lender

Name	SUPERIOR NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2056

Mortgage

Document Number	20260016871
Date	Feb 9, 2026
Book Page	60933/718
Instrument	20260016871

Lender

Name	SUPERIOR NATIONAL BANK
Type	Bank
Address	HANCOCK, MI 49930

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2056

February 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OAKLAND MI
Recording Date	Feb 10, 2026
Property Address	317 E CAMBOURNE ST, FERNDALE, MI 48220-1311
Document Number	20260017995
Book / Page	60939 / 94
Map Reference	LB 10 PG 24
Instrument Date	Jan 20, 2026
Instrument	20260017995
Transaction Type	Transfer
Record Updated	Mar 12, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	186 FERNBARRY DR, WATERFORD, MI 48328-3113

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	317 E CAMBOURNE ST, FERNDALE, MI 48220-1311

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OAKLAND MI
Recording Date	Feb 25, 2022
Property Address	317 E CAMBOURNE ST, FERNDALE, MI 48220-1311
Document Number	0000331306
Book / Page	57510 / 680
Map Reference	LB 10 PG 24
Instrument Date	Feb 11, 2022
Instrument	331306
Transaction Type	Transfer
Record Updated	Apr 26, 2022
Title Company	TITLE RESOURCE AGENCY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	317 E CAMBOURNE ST, FERNDALE, MI 48220-1311

Mortgage

Document Number	0057510682
Date	Feb 25, 2022
Instrument	57510/682

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 317 E Cambourne St was $3,967 with a homeowner's exemption, down 2.7% from the year before.

Source: Oakland County assessment roll, as of February 4, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Ferndale City
Unified School District	Ferndale Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,967.00 (-2.75%) Homeowner's exemption	$103,680	$207,360
2024	$4,079.00
2023		$96,990	$193,980
2021	$3,850.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 317 E Cambourne St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 317 E Cambourne St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FERNDALE serves 22,105 people · EPA ID MI0002280
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	May 2021
Lead	9 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead public education Nov 2020
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 756 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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