329 Cedar St, Emerald Isle, NC 28594 Property Records

Carteret County property record for 329 Cedar St, Emerald Isle, NC 28594

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,160 sqft · built 2017
Lot Size	0.225 acres (9,801 sqft)
Owner	2 Individual Names on File
Last Sale	$465,000 (Oct 2019)
Tax Bill	$2,860 (2025)
Deeds & Mortgages	Sep 2021 Line of Credit Oct 2019 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`5394.17.10.5254000`

Property Details

APN / Parcel Number

Primary APN	`5394.17.10.5254000`
Alternative APNs	`540385` `31721`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,160 sqft Heated Area
Gross Area	1,600 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Fiber Cement Siding
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Metal
Lot Area	9,801 sqft (0.225 acres)
Lot Dimensions	132 ft deep x 75 ft wide
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	31721
Street Address	329 CEDAR ST
City	EMERALD ISLE
State	NC
Zip	28594-2804
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L16 BD OCEAN FOREST
Legal Subdivision	OCEAN FOREST S/D
Legal Block	10
Legal Lot Number	16
Jurisdiction	CARTERET NC
Township / Civil Division	WHITE OAK
Census Block Group	1
Census Block	1004
Census Tract	970904

Owner

329 Cedar St is owned and occupied by two individuals who bought it in October 2019.

Source: Carteret County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	329 CEDAR ST, EMERALD ISLE, NC 28594-2804
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2021	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Oct 7, 2019	Warranty Deed, Transfer · Conventional Mortgage CORPORATE INVESTORS MORTGAGE GROUP
Oct 2, 2017	Warranty Deed, Transfer ATTORNEY ONLY
Apr 17, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 7, 2019 · Amount on File
Deed Sale	Oct 7, 2019 · Amount on File
Prior Sale	Oct 2, 2017 · Amount on File
Deed Document Number	20191651166
Deed Book / Page	1651 / 166
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTERET NC
Property Address	329 CEDAR ST, EMERALD ISLE, NC 28594-2804
Transaction Type	Mortgage
Record Updated	Sep 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	329 CEDAR ST, EMERALD ISLE, NC 28594-2804

Mortgage

Document Number	0017390308
Date	Sep 23, 2021
Book Page	1739/308
Instrument	1739308

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTERET NC
Recording Date	Oct 7, 2019
Property Address	329 CEDAR ST, EMERALD ISLE, NC 28594-2804
Document Number	0016510166
Book / Page	1651 / 166
Map Reference	MB 6 PG 3
Instrument Date	Sep 27, 2019
Instrument	1651166
Transaction Type	Transfer
Record Updated	Sep 16, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$930.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	126 IVERLEIGH LN, 126, JACKSONVILLE, NC 28540-4504

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 WINDSONG RD, CUMBERLAND, RI 02864-2728

Mortgage

Document Number	1651167
Date	Oct 7, 2019
Instrument	1651-167

Lender

Name	CORPORATE INVESTORS MORTGAGE GROUP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTERET NC
Recording Date	Oct 2, 2017
Property Address	329 CEDAR ST, EMERALD ISLE, NC 28594-2804
Document Number	0015890005
Book / Page	001589 / 000005
Instrument Date	Sep 28, 2017
Transaction Type	Transfer
Record Updated	Oct 6, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$850.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	126 IVERLEIGH LN JACKSONVILLE NC 285404504, JACKSONVILLE, NC 28540-4504

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTERET NC
Recording Date	Apr 17, 2017
Property Address	329 CEDAR ST, EMERALD ISLE, NC 28594-2804
Document Number	0015730223
Book / Page	001573 / 000223
Instrument Date	Apr 13, 2017
Transaction Type	Transfer
Record Updated	Apr 21, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$230.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8108 SOUND DR EMERALD ISLE NC 285942727, EMERALD ISLE, NC 28594-2727

Tax Assessment & Valuation

The 2025 property tax bill for 329 Cedar St was $2,860.

Source: Carteret County assessment roll, as of November 24, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Carteret County
Municipality	Emerald Isle Town
Unified School District	Carteret County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$735,748 (-) Land $260,958 Building $474,790	$735,748 (-) Land $260,958 Building $474,790
2025	$2,860.00	$735,748 Land $260,958 Building $474,790	$735,748 Land $260,958 Building $474,790
2023		$446,661 Land $134,895 Building $311,766	$446,661 Land $134,895 Building $311,766
2022	$2,446.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 329 Cedar St in Zone X, an area of minimal flood risk, though there have been 21 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 93 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	93 in force
Nearby Flood Claims	21 (1996–2018)
Claims Outside the SFHA	4 of 21
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 16 claims Hurricane Ophelia, Sep 2005 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 329 Cedar St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BOGUE BANKS WATER CORPORATION private · serves 4,995 people · EPA ID NC0416028
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 136 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Nearby Properties on Cedar St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures